Business Strategy & Development, Journal Year: 2025, Volume and Issue: 8(2)
Published: April 10, 2025
ABSTRACT This study examines the efficiency and sustainability of domestic foreign banks in Tanzania from 2014 to 2023. Employing Data Envelopment Analysis (DEA) with bootstrapped DEA for assessment fractional logit regression identify key determinants, provides a robust empirical evaluation banking performance. The findings reveal that demonstrate higher levels than banks, mean CCR BCC scores 92.2% 93.6%, respectively, compared 80.7% 85.4% banks. Bootstrapped results indicate traditional marginally overestimates levels, yet maintain superior performance even after bias correction. Mann–Whitney U test confirms statistically significant differences ( p < 0.05), supporting hypothesis operate more efficiently. Fractional further bank size, capital adequacy, digital adoption positively influence efficiency, whereas asset quality operational costs exert negative impact. contributes resource‐based theory, X‐efficiency theory technological diffusion by demonstrating how transformation enhances sustainability. From practical perspective, offer valuable insights policymakers, regulators, institutions on optimizing strategies improve long‐term By integrating rigor theoretical depth, this comprehensive framework assessing developing economies amid transformation.
Language: Английский