Research Square (Research Square),
Journal Year:
2024,
Volume and Issue:
unknown
Published: July 3, 2024
Abstract
The
competitiveness
of
financed
intermediaries
cannot
be
based
exclusively
on
financial
sustainability,
i.e.
the
ability
to
create
profit,
but
it
is
also
necessary
acquire
a
transversal
vision
sustainability
focused
three
ESG
dimensions.
paper
intends
propose
reflection
main
impacts
integration
factors
business
decisionmaking
and
operational
processes
in
sector.
In
this
context,
we
try
understand
what
role
FinTech
can
play
favor
greater
sustainability.
Furthermore,
through
an
empirical
analysis,
some
determinants
relating
social,
environmental,
governance
issues
are
identified
which
influence
volume
resources
moved
factoring
market
at
European
level.
Machine
learning
models
proposed
estimate
JEL
CLASSIFICATION:
G00,
G2,
G21
Modern Finance,
Journal Year:
2025,
Volume and Issue:
3(1), P. 1 - 24
Published: Jan. 23, 2025
The
global
rise
of
financial
technology
offers
opportunities
and
challenges
for
banking
businesses,
including
Tanzanian
banks.
This
study
examines
the
influence
a
bank's
FinTech
index
on
efficiency
30
commercial
banks
categorized
as
large,
medium,
small
from
2010–2021.
Using
panel
data
two-step
Generalized
Method
Moments
(GMM)
estimator,
finds
that
measuring
banks'
development
significantly
enhances
across
all
banks,
with
largest
impact
large
due
to
their
high
development.
However,
medium
face
in
development,
resulting
negative
relationship
between
emphasizes
need
regulatory
frameworks
supporting
integration
core
systems,
especially
smaller
It
highlights
importance
collaboration
risk
management
enhance
bank
stability.
Administrative Sciences,
Journal Year:
2024,
Volume and Issue:
14(7), P. 156 - 156
Published: July 19, 2024
This
study
examines
the
current
trajectory
and
future
research
directions
of
environmental,
social,
governance
(ESG)
integration
within
banking
industry.
Utilizing
bibliometric
scientometric
approaches,
it
highlights
trend
topics,
influential
studies,
notable
contributors.
Drawing
from
an
analysis
681
studies
Scopus
Web
Science
databases,
a
comprehensive
dataset
was
curated
using
networks
with
VOSviewer
Bibliometrix
tools.
emphasizes
evolving
nature
ESG
banking,
emphasizing
interdisciplinary
shift
encompassing
considerations.
Keyword
reveals
emerging
trends,
including
influence
factors
on
banks’
financial
performance,
regional
variations
in
risk
assessment
related
to
credit
banks.
By
offering
insights
into
topic
identifying
promising
avenues
for
further
exploration,
such
as
fundamental
connection
between
sustainability,
particularly
climate
change
green
finance,
this
contributes
ongoing
discussions
surrounding
industry,
guiding
efforts
vital
sector.
Mezhdunarodnaja jekonomika (The World Economics),
Journal Year:
2025,
Volume and Issue:
1, P. 81 - 98
Published: Jan. 14, 2025
The
article
considers
theoretical
issues
of
assessing
the
sustainability
banking
system
using
DL-model
"Random
Forest"
and
"Hurwitz"
matrix
in
a
turbulent
economy.
Noting
main
aspects
that
determine
relevance
study,
two
points
should
be
noted:
firstly,
modern
conditions
artificial
intelligence
systems
are
very
often
used
scientific
research,
secondly,
new
approaches
allow
filling
existing
gaps
regarding
financial
stability
economy
remain
demand.
novelty
lies
fact
study
puts
forward
proves
hypothesis
with
help
artifi
cial
it
is
possible
to
obtain
an
accurate
forecast
net
profi
t
system,
which
can
assess
according
Hurwitz
criterion.
practical
significance
results
obtained
course
recommended
for
implementation
practice
provide
support
management
decisions
developing
development
strategy
Russian
system.
accuracy
DL
model
characterized
by
mean
error
(MAE).
best
decision
tree
generated
model.
Random
Forest
was
optimal
hyperparameter
settings.
Business Strategy and the Environment,
Journal Year:
2025,
Volume and Issue:
unknown
Published: Jan. 24, 2025
ABSTRACT
This
paper
provides
the
first
in‐depth
analysis
of
effects
incorporating
environmental,
social,
and
governance
(ESG)
factors
into
cost‐efficiency
frontier
banks.
Drawing
on
both
shareholder
stakeholder
theories,
research
addresses
increasing
regulatory
market
pressures
for
banks
to
incorporate
ESG
components
their
operational
processes.
Using
data
from
42
European
listed
spanning
2006–2021
period
a
stochastic
approach
(SFA),
study
introduces
two
novel
ESG‐related
variables
in
function:
(i)
variable
measuring
contribution
banking
output
production
(ii)
risks
associated
with
controversies.
Additionally,
it
evaluates
impact
executive
remuneration
tied
goals
cost
efficiency,
addressing
critical
gap
literature.
The
findings
reveal
that
significantly
influence
banks'
function.
Furthermore,
results
show
stronger
commitment
principles
achieve
higher
efficiency
long
term,
despite
short‐term
increases
investments.
Moreover,
highlight
compensation
linked
targets
negatively
affects
efficiency.
By
filling
these
gaps,
contributes
literature,
offering
valuable
insights
bank
managers
tasked
balancing
costs
against
long‐term
gains
through
strategic
Journal of Financial Regulation and Compliance,
Journal Year:
2025,
Volume and Issue:
unknown
Published: Jan. 28, 2025
Purpose
The
purpose
of
this
study
is
to
examine
the
causality
between
environmental,
social
and
corporate
governance
(ESG)
score,
which
component
banks’
performance
obtained
from
ESG
activities,
capital
costs,
market
values
bankruptcy
risk
banks.
For
purpose,
117
banks
with
fully
accessible
data
29
developing
countries
were
included.
Design/methodology/approach
In
methodology
part
study,
panel
test
developed
by
Emirmahmutoglu
Köse
was
used
based
on
periods
2015–2022.
First,
cross-section
delta
tests
performed.
Then,
Levin,
Lin
Chu,
Breitung,
Im,
Pesaran,
Shin,
Fisher
ADF
Fisher-PP
unit
root
Findings
As
a
result
analyses,
bidirectional
observed
weighted
average
cost
private
Similarly,
company
capitalization
indicator
ZSCORE
determined
in
both
state
results
reveal
that
components
should
also
be
considered
relation
financial
performance.
respect,
it
expected
guide
regulatory
supervisory
institutions
establishment
regulations
guidelines
regarding
determination
promotion
practices
will
increase
efficiency
reduce
financing
costs.
Originality/value
Focusing
activities
has
ceased
an
arbitrary
situation
for
today’s
competitive
conditions,
are
turning
strategies
differentiate
them
their
competitors,
such
as
ESG,
they
have
difficulty
maintaining
customer
loyalty.
Based
lack
focus
structure
differentiation
before,
main
research
question
whether
public
cause
difference
effect
bank
cost.
