Qualitative Research in Financial Markets,
Journal Year:
2025,
Volume and Issue:
unknown
Published: April 11, 2025
Purpose
The
study
aims
to
understand
that
despite
operating
on
a
hybrid
payment
system
(HPS)
combines
manual
and
electronic
transactions,
developing
countries
still
manage
their
transactions
successfully.
broadens
the
relationship
between
culture
beyond
established
theoretical
models
gives
new
perspective
by
highlighting
support
of
local
indigenous
HPS.
Design/methodology/approach
paper
opted
use
interpretive
case
methodology
using
12
in-depth
semi-structured
interviews
collect
data
from
distributors-retailers’
dyads,
in
marble
industry
Khyber
Pakhtunkhwa
(KPK),
Pakistan.
Findings
findings
shed
light
role
cultural
practice
Pakhtunwali
augmenting
elaborate
how
limitations
HPS
are
overcome
with
help
Pakhtunwali.
Practical
implications
will
managers
owners
small
firms
facing
challenge
technology
constraints
usefully
practices
system.
Originality/value
This
makes
valuable
contribution
existing
literature
Culture
information
systems
general
particularly
systems,
focusing
particular
interplay
Pakhtunwali,
an
To
best
authors’
knowledge,
this
is
first
examine
supporting
medium
enterprises
Innovation and Green Development,
Journal Year:
2023,
Volume and Issue:
3(2), P. 100120 - 100120
Published: Dec. 29, 2023
The
present
study
examined
the
anticipated
technology
service
quality
of
private
commercial
banks
in
Bangladesh,
with
a
particular
emphasis
on
satisfaction
e-consumers
regarding
banking
technologies
and
services
offered
by
their
respective
banks.
Three
hundred
fifty-five
data
were
administered
using
structural
equation
modeling
technique
to
examine
hypothesis.
results
indicated
three
dimensions
exhibited
positive
statistically
significant
relationship
consumers'
services.
remaining
two
(Responsiveness
Empathy)
displayed
negative
but
association.
In
context
satisfaction,
it
was
observed
that
all
factors
except
'Reliability,'
'Responsiveness,'
'Empathy'
association
during
pandemic
situation.
This
research
provides
new
perspective
for
countries
sensitive
committed
enhancing
green
development
strategies
embracing
technological
advancements,
particularly
challenging
circumstances
like
pandemic.
Cogent Social Sciences,
Journal Year:
2024,
Volume and Issue:
10(1)
Published: Jan. 23, 2024
Online
service
quality
acts
as
a
lever
that
providers
use
to
drive
e-customer
retention
in
most
affluent
economies
globally.
Given
the
exponential
growth
adoption
of
internet
banking
during
COVID-19
pandemic,
purpose
this
study
was
evaluate
antecedents
among
banks
Zimbabwe
post
pandemic.
Grounded
expectancy-disconfirmation
theory,
adopts
an
explanatory
research
design
and
quantitative
approach.
Data
collected
using
convenience
sampling
hand-administered
questionnaires.
Covariance
based
Structural
Equation
Modelling
(SEM)
SPSS
AMOS
examined
261
valid
responses.
The
findings
revealed
positive
impact
e-banking
on
satisfaction
e-word
mouth.
E-customer
also
positively
influenced
mouth
retention.
results
were
confirmatory
effect
paper
reveals
although
significant
enforced
through
regulations,
responsive
enough
install
requisite
infrastructure.
Thus,
pandemic
experiences
have
induced
confirmation
consequentially
satisfaction,
e-WOM
e-retention.
therefore
flags
important
antecedent
role
To
promote
era
Zimbabwe,
need
maximize
perceived
quality.
Energies,
Journal Year:
2021,
Volume and Issue:
14(24), P. 8213 - 8213
Published: Dec. 7, 2021
One
of
the
strategic
objectives
European
Union
is
a
reduction
in
greenhouse
gas
emissions
and
improvement
energy
efficiency
by
at
least
32.5%
different
areas
economy
2030.
However,
little
known
about
impact
payment
retail
on
consumption.
The
purpose
this
paper
to
assess
chain
losses
time
energy,
therefore
financial
losses,
that
occur
due
imperfection
infrastructure
instruments
using
data
cashiers’
working
time.
research
based
regression
analysis
method,
where
cost
per
transaction
considered
study
as
function
number
customers
hour
cost.
results
panel
models
highlight
has
negative
transaction.
Furthermore,
modern
means
methods
payment,
including
cryptocurrencies,
do
not
solve
problem
excessive
it
takes
service
payments,
which
entails
waste
money.
empirical
give
valuable
insights
into
how
best
organise
achieve
lower
costs
improve
infrastructure.
International Journal of Bank Marketing,
Journal Year:
2022,
Volume and Issue:
40(4), P. 679 - 700
Published: Feb. 1, 2022
Purpose
Various
digital
banking
platforms
(website
and
apps)
are
offered
to
bank
customers
in
order
create
an
experiential
service,
which
is
essential
retaining
generating
brand
loyalty.
The
current
study
aims
examine
the
dynamics
of
customer
emotional
experience
generated
during
service
delivery
investigate
effect
psychological
engagement
with
various
platform
types
on
loyalty
creation.
Design/methodology/approach
A
conceptual
framework
was
constructed.
Data
were
collected
from
through
a
web-based
survey
conducted
via
online
Internet
panel.
It
involved
502
participants.
employs
path
analysis
method
using
structural
equation
modeling.
Findings
empirical
results
suggest
that
there
two
paths
attachment
loyalty:
direct
indirect
shaped
by
platforms.
Additionally,
it
found
vs
used
determined
magnitude
impact
Practical
implications
This
research
claims
features
services
sufficient
enhance
affective
responses
maintain
long-lasting
relationships
customers.
Using
psychologically
engaging
customers,
this
goal
can
be
achieved.
well
designed
apps
improve
interaction
subsequently
Originality/value
facilitates
better
understanding
customer's
emotional–psychological
state
delivery.
Its
novelty
contribution
literature
focus
notion
mediated
moderated
type
used.
Electronics,
Journal Year:
2022,
Volume and Issue:
11(21), P. 3483 - 3483
Published: Oct. 26, 2022
The
COVID-19
pandemic
deeply
impacted
not
only
human
wealth
but
also
all
segments
of
the
economy
as
well
field
technology.
Thus,
purpose
this
paper
was
to
analyze
effects
that
crisis
and
digitization
have
had
on
financial
performance
banks
in
Central
Eastern
European
Union
countries
(CEEC)
during
2010–2021
period.
In
order
capture
an
overview
banking
systems
10
CEECs,
we
used
three
variables—ROA,
ROE
NPL—as
reference
indicators.
highlight
impact
systems,
number
reported
cases
a
variable,
digitization,
indicators
automated
teller
machines
(ATMs)
per
100,000
adults,
certificates
secure
internet
servers,
credit
cards,
debit
percentage
individuals
using
banking,
commercial
bank
branches
adults.
generated
by
virus
CEECs
is
outlined
through
regression
models
robust
model.
obtained
results
show
that,
infection
rates
with
increased,
measured
ROA
decreased.
Regarding
performance,
note
increase
use
security
servers
positive
banks.
study
are
useful
for
product
development
departments,
who
should
consider
important
role
increasing
services
thus
design
new
digital
products
or
ways
expand
existing
ones
larger
scale.
Journal of Open Innovation Technology Market and Complexity,
Journal Year:
2022,
Volume and Issue:
8(2), P. 93 - 93
Published: May 16, 2022
This
present
research
examines
the
behavioral
intentions
of
Filipinos
to
use
online
grocery
applications
during
novel
COVID-19
pandemic.
The
study
proposes
an
integration
health
belief
model
(HBM)
and
Unified
Theory
Acceptance
Use
Technology
(UTAUT2)
identify
factors
affecting
acceptance
usage
in
terms
impact
risk
for
COVID-19.
To
accurately
measure
their
relationship
behavior,
a
questionnaire
was
developed
distributed
373
residents
Philippines.
Partial
least
squares
structural
equation
modeling
(PLS-SEM)
applied
as
analytical
method
this
study.
results
revealed
that
performance
expectancy,
perceived
benefits,
severity,
cues
action
significantly
influenced
apps
study's
findings
can
be
utilized
theoretical
framework
future
researchers
consumer
behavior;
e-commerce
developers;
industry
retailers,
enhance
innovation
services
applications.
may
also
used
capitalized
on
by
investors
managers
apply
strategizing
when
developing
marketing
among
consumers.
Moreover,
adopted
other
markets,
even
different
counties.
Further
practical
aspects
are
discussed
paper.
Management Dynamics in the Knowledge Economy,
Journal Year:
2021,
Volume and Issue:
9(2), P. 205 - 223
Published: June 1, 2021
Abstract
The
purpose
of
this
paper
is
to
contribute
the
academic
research
in
management
field,
by
exploring
banking
strategies
implemented
during
complex
crises,
with
a
focus
on
recent
pandemic.
To
improve
comprehension
economic
consequences
COVID-19
pandemic
we
analyzed
differences
between
crisis
from
2008-2009
and
induced
system
has
always
been
at
center
both
2008
1930s,
but
time
situation
different
because
now,
are
facing
that
related
systemic
health
issues.
In
previous
banks
were
considered
as
part
problem,
they
perceived
solution.
This
approach
increases
role
coronavirus
adopted
influence
whole
economy.
changed
world
economy
entirely
impacted
tremendously
most
businesses.
plays
an
essential
it
key
component
point
view.
years,
adapted
continuously
–
reinvented
keep
up
customer
expectations
need
for
cost
reductions.
accelerated
digitalization
although,
innovation
digital
have
important
factor
even
before
had
started.
We
present
furthermore
opinion
based
narrative
literature
review
summary
elements
redesign
context.
regarding
its
implications
still
developing
since
unfolding
new
experience
world.
Economic Research-Ekonomska Istraživanja,
Journal Year:
2021,
Volume and Issue:
35(1), P. 854 - 872
Published: July 9, 2021
This
study
aims
to
explore
the
differing
online
banking
adoption
in
Spanish
cities
and
towns
through
Technology
Acceptance
Model
(TAM).
paper
is
first
unveil
such
differences
between
towns.
Data
was
collected
from
Centre
for
Sociological
Research
analyzed
with
PLS-SEM
SmartPLS.
The
model
comprised
perceived
ease
of
use
(PEOU),
usefulness
(PU),
behaviour
(UB)
as
variables
directly
associated.
Perceived
security
(PS)
included
a
mediator
effects
UB.
Multi-group
analysis
(MGA)
Importance-Performance
Map
Analysis
(IPMA)
were
implemented.
Most
hypothesised
direct
indirect
statistically
significant
found
support
both
cities'
towns'
populations.
PEOU
did
not
present
influence
over
PS.
expected
be
different
towns,
although
minimal.
makes
an
outstanding
contribution
regarding
sector's
social
responsibility,
which
may
further
studied
mirror
inclusive
practices.
It
also
corroborates
importance
PS
that
influences
services
use.