International Review of Economics & Finance, Journal Year: 2024, Volume and Issue: 94, P. 103401 - 103401
Published: June 18, 2024
Language: Английский
Pacific-Basin Finance Journal, Journal Year: 2024, Volume and Issue: 85, P. 102377 - 102377
Published: May 3, 2024
Language: Английский
Citations
4
The Journal of Economic Asymmetries, Journal Year: 2025, Volume and Issue: 31, P. e00399 - e00399
Published: Jan. 6, 2025
Language: Английский
Citations
0
Research in Globalization, Journal Year: 2025, Volume and Issue: unknown, P. 100278 - 100278
Published: March 1, 2025
Language: Английский
Citations
0
International Journal of Accounting and Information Management, Journal Year: 2025, Volume and Issue: unknown
Published: April 30, 2025
Purpose This study aims to explore the relationship between chief executive officer (CEO) overconfidence and fintech innovation – a previously unexplored dynamic focusing particularly on mediating role of firm risk-taking behavior in Chinese A-share listed firms. Design/methodology/approach Using sample 9,441 firm-year observations, this develops detailed structural model based upper echelons theory (UET). The research uses range sophisticated statistical techniques, including fixed effect regression, two-stage least square, two-step generalized method moments, Heckman’s selection analysis propensity score matching method, produce robust results account for potential endogeneity biases. Findings indicate that CEO is positively linked innovation, with stronger association non-state-owned Government control state-owned firms may limit CEO’s ability pursue innovative risky decisions. Firm partially mediates relationship, as overconfident CEOs tend invest more R&D, prefer debt financing maintain higher asset liquidity, driving innovation. Originality/value To best authors’ knowledge, no prior has examined empirical link overconfidence, It also expands UET by demonstrating how traits influence strategic decisions outcomes. provides fresh perspective leadership technological advancement within context
Language: Английский
Citations
0
Modern Finance, Journal Year: 2025, Volume and Issue: 3(1), P. 91 - 109
Published: March 9, 2025
This article presents a synopsis of financial inclusion research in banking. Complementing the existing reviews literature, I offer my thoughts on role banking and banks inclusion. focus discussion effect bank managerial discretion regulation outcomes, as well business. show that affect through cost optimization decisions regulatory changes may have unintended consequences. In contrast, affects by increasing deposit base banks, improving profitability, banks’ resilience to shocks, stability, reducing risk. also suggestions for future directions.
Language: Английский
Citations
0
International Journal of Economics Business and Management Research, Journal Year: 2024, Volume and Issue: 08(04), P. 174 - 193
Published: Jan. 1, 2024
FinTech has successfully challenged the established finance landscape and diversified its entry into socio-economic sustainable platforms. On contrary, it poses significant security, legislative, law enforcement issues may amplify potential for fierce rivalry in financial system. This study identified four broader applications of that drive widespread adoption: banking, inclusion, regulation, sustainability. The paperhas discussed multifaceted impact FinTech, analyzed current technologies, trends shaping examined policy implications each keyareas. We explored research articles employed a narrative perspective. broken down barriers marginalized, unbanked populations through more accessible digital credit leveraged technological infrastructure smooth transition to low-carbon economy. Adopting innovative technologies such as crowdfunding, big data analytics, blockchain, artificial intelligence have strategic decentralization sped up ecological transition. However, since unregulated use can worsen existing problems create information asymmetry, establishing regulatory framework with proper supervision prioritizes client interests, privacy, risk management is crucial. As institutions embrace revolution, we anticipate lot positive outcomes, balanced an improved financing environment, greater access services everyone.
Language: Английский
Citations
2
Telematics and Informatics Reports, Journal Year: 2024, Volume and Issue: 15, P. 100158 - 100158
Published: Aug. 9, 2024
The rapid development of digital mobile payment platforms (DMPPs) has significantlytransformed the financial services landscape, offering consumers unparalleled convenience and efficiency in options. This study delves into acceptance usability factors among enthusiast consumers, employing fuzzy set Qualitative Comparative Analysis (fsQCA) to uncover key determinants. Analyzing data from 325 enthusiasts, research identified four distinct configural paths that significantly influence DMPP usage, revealing two primary user typologies: "systems readiness ease use" "affection secured platforms." Performance expectancy emerged as a core condition, highlighting its critical role driving adoption enthusiasts. also underscored importance grievance redress perceived trust essential conditions influencing continuous emphasizing their pivotal enhancing experience fostering trust. These insights suggest addressing users' concerns building are fundamental for sustained success DMPPs. By tailoring features align with preferences typologies, service providers can boost rates. fsQCA approach offers novel nuances emerging technology underscoring necessity categorizing users better understand dynamics. provides valuable contributions both businesses policymakers,offering strategies optimize design, ensure superior experiences, promote broader adoption. findings highlight dynamic interplay expectations technological capabilities, navigating evolving landscape.
Language: Английский
Citations
1
International Journal of Social Service and Research, Journal Year: 2024, Volume and Issue: 4(03), P. 1070 - 1078
Published: March 25, 2024
The research aims to investigate the Regent's authority revoke Village Regulations on Revenue and Expenditure Budgets following Minister of Home Affairs Regulation Number 20 2018 Financial Management. It employs normative legal methods, utilizing statutory conceptual approaches analyzing primary, secondary, tertiary sources qualitatively. findings suggest that while lacking an evaluation mechanism, determined solely by Head, contravene Article 69 paragraph (4) Law 6 2014 Villages, Regent/Mayor cannot annul such regulations under 36 (1) unless Head disregards Regent/Mayor's findings, maintaining validity Regulation. ignoring evaluations, as per 2018, conflicts with 24A 1945 Constitution Republic Indonesia.
Language: Английский
Citations
0
The Singapore Economic Review, Journal Year: 2024, Volume and Issue: unknown, P. 1 - 20
Published: Sept. 27, 2024
This study presents a comprehensive analysis of how the financial and technological progress major companies affects innovation activities smaller businesses both upstream downstream. The discovered that core enterprise technology development greatly improved innovative capacity upstream, downstream small firms. advanced in enterprises empowers small- medium-sized (SMEs) through variety beneficial effects. These effects include expanding financing options via supply chain credit, optimizing resource allocation information sharing, promoting cooperation incentives innovation, effectively managing risks. efforts collectively contribute to enhancing SMEs chains.
Language: Английский
Citations
0
International Review of Economics & Finance, Journal Year: 2024, Volume and Issue: 94, P. 103401 - 103401
Published: June 18, 2024
Language: Английский
Citations
0