There
is
a
need
to
explore
the
moderating
role
of
banks'
efficiency
in
relationship
between
corporate
governance
(CG)
and
default
probability
Pakistan.
Such
attention
required
due
poor
bank
governance,
which
threatens
stability.
This
empirical
study's
objective
ascertain
impact
CG
on
by
considering
banking
as
factor
for
period
spanning
2012–2020
using
secondary
data
from
banks
The
results,
estimated
System
GMM
regression—whose
robustness
was
confirmed
through
Driscoll
Kraay's
standard
error
approach
findings—show
significant
efficiency.
Banks'
better
practices
will
improve
toward
financial
soundness
Moreover,
current
study
puts
forth
certain
implications,
i.e.
that
still
mechanism
they
use
implement
attributes
compete
properly
international
stage.
Review of Quantitative Finance and Accounting,
Journal Year:
2024,
Volume and Issue:
unknown
Published: April 18, 2024
Abstract
Efficiency
is
one
of
the
key
factors
promoting
long-term
performance
and
sustainability
banking
industry.
In
this
context,
paper
investigates
implications
regulatory
environment,
macroeconomic
factors,
monetary
conditions,
uncertainty
for
sectors’
operating
as
well
investment
efficiencies.
Using
data
from
G7
E7
countries
2001
to
2020,
we
employ
a
set
empirical
techniques,
including
Fixed
Effects,
Random
Panel
Fully
Modified
Least
Squares,
Dynamic
Squares
Generalized
Method
Moments.
Our
findings
show
that
leverage,
capital
adequacy,
economic
growth,
price
stability
exchange
rate
have
substantial
effects
on
bank
efficiency,
with
notable
differences
between
impact
operational
efficiencies
developed
(G7)
developing
(E7)
economies.
Managerial and Decision Economics,
Journal Year:
2024,
Volume and Issue:
unknown
Published: April 22, 2024
Abstract
This
study
assesses
the
operational
efficiency
of
14
Sierra
Leone
commercial
banks
from
2020
to
2022,
focusing
on
adoption
financial
innovation,
such
as
digital
banking,
mobile
services,
and
online
payments.
The
research
evaluates
banks'
performance
by
leveraging
innovations
using
data
envelope
analysis
(DEA)
with
constant
variable
returns
scale
models.
Findings
show
varied
efficiency,
some
excelling
others
lagging.
underscores
need
for
strategic
management
optimization
so
that
can
benefit
fully
innovations.
insights
inform
policymakers
bank
managers
enhancing
sector's
through
technology
integration.
International Journal of Economics and Finance,
Journal Year:
2025,
Volume and Issue:
17(2), P. 55 - 55
Published: Jan. 10, 2025
This
article
aims
to
accomplish
two
objectives:
first,
measure
the
efficiency
scores
of
banks
in
CEMAC
and
WAEMU,
identify
factors
that
have
influenced
them
over
period
2008
2022.
To
achieve
these
goals,
we
opted
for
a
modelling
framework
combining
fixed-effect
panel
models
with
stochastic
frontier
approach
(SFA).
Regarding
first
objective,
our
results
reveal
WAEMU
countries
consistently
operated
beneath
their
optimal
production
capacity.
As
second
findings
suggest
certain
bank-specific,
banking
sector
macroeconomic
exert
positive
impact
on
bank
efficiency,
while
others
detract
it.
A
close
examination
democracy
indicate
negative
effect
technical
banks.
However,
when
zones
(CEMAC
+
WAEMU),
control
corruption
emerges
as
only
significant
factor
contributing
diminished
study
has
merit
presenting
valuable
empirical
evidence
inform
strategic
decision-making
by
bankers,
market
regulators
public
authorities
measures
improve
resilience
financial
soundness
within
sector.
Journal of Asia Business Studies,
Journal Year:
2025,
Volume and Issue:
unknown
Published: Feb. 3, 2025
Purpose
This
study
aims
to
examine
the
effects
of
financial
development
and
banking
regulation
on
technology
gaps
cost
efficiency
in
banks,
controlling
for
bank-
country-specific
factors.
Design/methodology/approach
A
stochastic
frontier
analysis
is
used
empirically
investigate
277
banks
11
Asia-Pacific
countries
from
2011
2019.
To
compare
their
sectors,
are
categorized
as
high-
or
low-income.
Findings
The
results
show
that
level
key
type
adopted
by
low-income
countries,
but
regulatory
environment
more
important
high-income
countries.
Research
limitations/implications
limitation
this
relates
data
availability:
some
firms
were
excluded
through
application
limiting
criteria.
research
has
implications
bank
regulators
demonstrates
need
further
investigation
Originality/value
applies
most
recent
meta-frontier
technique
a
sample
region
identify
determinants
gaps.
Journal of risk and financial management,
Journal Year:
2025,
Volume and Issue:
18(4), P. 193 - 193
Published: April 2, 2025
Ignoring
the
presence
of
non-performing
assets
makes
efficiency
measurement
inappropriate
and
incomplete.
Thus,
present
study
considers
as
an
undesirable
output
applies
slack-based
model
to
measure
public
sector
banks
in
India
during
2004–2005
2018–2019.
A
two-metric
performance
assessment
sample
is
carried
out
using
mean
management
ratio.
This
extended
investigate
determinants
bank
a
fixed
effects
dynamic
panel
data
regression
on
contextual
variables.
Results
show
that
profitability
measured
by
return
equity
(ROE)
priority
exposure
have
had
no
impact
efficiency.
However,
cost
deposits
capital
adequacy
ratio
significant
negative
India.
Most
importantly,
finds
decline
recent
years,
indicating
necessity
serious
efforts
for
revamping
these
state-owned
banks.
Business Strategy & Development,
Journal Year:
2025,
Volume and Issue:
8(2)
Published: April 10, 2025
ABSTRACT
This
study
examines
the
efficiency
and
sustainability
of
domestic
foreign
banks
in
Tanzania
from
2014
to
2023.
Employing
Data
Envelopment
Analysis
(DEA)
with
bootstrapped
DEA
for
assessment
fractional
logit
regression
identify
key
determinants,
provides
a
robust
empirical
evaluation
banking
performance.
The
findings
reveal
that
demonstrate
higher
levels
than
banks,
mean
CCR
BCC
scores
92.2%
93.6%,
respectively,
compared
80.7%
85.4%
banks.
Bootstrapped
results
indicate
traditional
marginally
overestimates
levels,
yet
maintain
superior
performance
even
after
bias
correction.
Mann–Whitney
U
test
confirms
statistically
significant
differences
(
p
<
0.05),
supporting
hypothesis
operate
more
efficiently.
Fractional
further
bank
size,
capital
adequacy,
digital
adoption
positively
influence
efficiency,
whereas
asset
quality
operational
costs
exert
negative
impact.
contributes
resource‐based
theory,
X‐efficiency
theory
technological
diffusion
by
demonstrating
how
transformation
enhances
sustainability.
From
practical
perspective,
offer
valuable
insights
policymakers,
regulators,
institutions
on
optimizing
strategies
improve
long‐term
By
integrating
rigor
theoretical
depth,
this
comprehensive
framework
assessing
developing
economies
amid
transformation.
Systems,
Journal Year:
2024,
Volume and Issue:
12(11), P. 492 - 492
Published: Nov. 15, 2024
This
study
conducts
a
detailed
bibliometric
analysis
of
the
concept
bank
efficiency,
investigating
its
evolution
in
scientific
literature
between
2000
and
2024
context
digital
transformation
specific
to
Industry
4.0
era.
Using
recognized
databases,
such
as
Web
Science
Scopus,
research
explores
main
trends
themes
field,
well
impact
emerging
technologies
on
efficiency.
Eight
major
thematic
clusters
are
identified,
including
“risk”,
“‘performance”,
“efficiency”,
“competition”,
“corporate
governance”
“banking”,
highlighting
key
dimensions
recent
research.
The
co-citation
highlighted
central
authors
like
Berger,
Sufian,
Casu,
along
with
distinct
regional
clusters,
underscoring
diversity
directions
banking
shows
influence
leading
institutions
authors,
“University
Putra
Malaysia”,
“World
Bank”,
“NBER,
United
States”,
which
have
contributed
significantly
development
literature.
results
indicate
that
efficiency
is
dynamic,
multifunctional,
ever-expanding,
providing
an
important
foundation
for
future
studies
will
explore
challenges
opportunities
banks
era
digitalization
sustainable
development.
The Journal of Risk Finance,
Journal Year:
2025,
Volume and Issue:
unknown
Published: April 26, 2025
Purpose
The
purpose
of
this
paper
is
to
examine
the
relationship
between
risk
management
and
efficiency.
To
achieve
this,
risk-adjusted
efficiency
calculated
on
a
longitudinal
sample
589
banks
over
period
from
2015
2021.
Design/methodology/approach
This
study
employs
Data
Envelopment
Analysis
“Benefit-of-the-Doubt”
(Data
BoD)
model
construct
Risk
Management
Index
(RMI)
based
CAMEL
(Capital
Adequacy,
Asset
Quality,
Efficiency,
Earnings,
Liquidity)
framework.
attained
RMI
then
used
empirically
test
bank
Findings
empirical
analysis
shows
that
there
positive
significant
efficiency,
with
strong
negative
earnings
authors
conclude
using
composite
valuable
as
it
facilitates
ranking
comparison
quality.
Originality/value
among
first
develop
for
estimation
proxies,
including
Loan
Loss
Reserves
Non-Performing
Loans,
are
integrated
within
specific
framework
RMI.
Utilizing
performance
measure,
rather
than
relying
solely
profitability
ratios,
deemed
more
appropriate
aids
in
identifying
critical
areas
effective
management,
such
Quality.
International Journal of Management Research and Emerging Sciences,
Journal Year:
2023,
Volume and Issue:
13(3)
Published: Sept. 7, 2023
The
main
objective
of
this
research
is
to
explain
a
topic
in
credit
risk
management
practices.
Furthermore,
evaluates
practices
Pakistani
banks.
In
addition,
it
compares
and
the
techniques
used
by
currently
operating
Islamic
banks
public
commercial
Quantitative
methods
were
present
study.
A
total
400
self-administrated
questionnaires
have
been
distributed
among
employee-selected
SPSS
version
24
has
analyze
responses
using
correlation,
regression,
t-tests.
purpose
observe
major
elements
that
impact
practices,
which
include
understanding,
identification,
assessment,
monitoring,
analysis
showing
each
these
promoted
certain
institutions.
This
study
also
examined
combined
five
variables
on
Pakistan's
Finally,
there
are
different
approaches
practicing
various
produced
framework
for
survey-based
instrument,
both
significant
contributions.
