Islamic Banking: a Comprehensive Review of the Definition, Strategy, Legal Framework, and Practice of Contracts in the Modern Financial System

Journal of Lifestyle and SDGs Review, Journal Year: 2025, Volume and Issue: 5(1), P. e03067 - e03067

Published: Jan. 2, 2025

Objectives: This study examines the implementation of Islamic economic principles in application transaction contracts within banking systems. Unlike conventional banking, operates based on Shariah principles, emphasizing transparency, fairness, and prohibition riba (usury) gharar (excessive uncertainty). Theoretical Framework: The theoretical framework is grounded which provide guidelines for permissible transactions banking. By focusing sales contracts, research highlights mechanisms used by banks to ensure compliance with such as periodic payment structures without interest pre-agreed profit-sharing arrangements. Method: adopts a qualitative approach, utilizing literature review methods collect analyze relevant data. Results Discussion: findings reveal that successfully integrates into its models, differentiating itself from loan-based For instance, payments are structured interest, ensuring riba. Additionally, agreements established at outset clarity eliminating elements gharar. Research Implications: implications this significant development adoption Shariah-compliant not only ensures adherence but also offers viable alternative potentially empowering Muslims reclaim leading role global financial landscape. Moreover, transparent ethical practices could appeal broader audience, fostering inclusivity trust. Novelty/Originality: novelty lies focus operationalization trust-based their alignment principles. highlighting practical these contributes understanding how can sustainable solutions. It underscores transformative potential economics shaping just equitable system.

Language: Английский

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Bibliometric Analysis of the Socialization of Islamic Inheritance Law in the Scopus Database and Its Contribution to Sustainable Development Goals (SDGs)

Journal of Lifestyle and SDGs Review, Journal Year: 2025, Volume and Issue: 5(2), P. e03057 - e03057

Published: Jan. 23, 2025

Purpose: This study, titled "Bibliometric Analysis of the Socialization Islamic Inheritance Law in Scopus Database and Its Contribution to Sustainable Development Goals (SDGs)," aims map development direction research on inheritance law from 2019 2024. It seeks highlight role this field addressing key SDG objectives, such as gender equality (SDG 5) justice 16). Theoretical Framework: The theoretical framework focuses increasing relevance global academic discussions, particularly Asian region, with Indonesia a significant contributor. study acknowledges its limitations, it exclusively analyzes Scopus-indexed publications does not incorporate other national or international databases. Methods: employs bibliometric approach analyze 109 related law. Data analysis was conducted using R/R-Studio Excel, while VOSviewer utilized visualize document citations keyword networks. methodological combination provides robust for understanding publication trends dynamics. Results Conclusion: findings reveal 26% annual growth rate publications, highest output 2023. is leading contributor, supported by affiliations Ar-Raniry State University Imam Bonjol University. Elfia emerges most prolific author. These results underscore attention alignment SDGs, promoting equitable access resources fostering institutional integrity. Research implications: implications include providing foundational reference scholars interested field, identifying gaps, encouraging exploration diverse data sources. focus expanding scope enhance inclusivity future research. Originality/value: novelty lies comprehensive approach, mapping trends, contributions, author productivity over past five years. work contributes deeper how aligns supports objectives.

Language: Английский

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Corporate Social Responsibility (CSR) Practices of Shariaconsumer Cooperatives for Sustainable Development Goals (SDGS) Ethical Perspective

Journal of Lifestyle and SDGs Review, Journal Year: 2024, Volume and Issue: 4(1), P. e01752 - e01752

Published: Aug. 6, 2024

Objectives: This study aims to explain (1) Islamic business ethics and corporate responsibility for sustainable development goals, as well (2) Corporate Social Responsibility (CSR) practices in the BTM Mulia Babat KKS context of ethics. Theoretical Framework: ethics, which includes values honesty, fairness, belonging, are considered essential achieving success. CSR is a social that increase value shareholder welfare. With commitment economic development, integrates operations. The framework this research relates implementation practices, how impacts company's stakeholder well-being. Method: uses qualitative approach with type field research. Data was collected through observations, interviews, documentation related at Babat. Results Discussion: results show that: has five basic axioms: unity, balance, free will, virtue, responsibility. been carried out by principles consumers, employees, investors, environment. Research Implications: findings indicate application can welfare contribute development. In addition, it be model other companies integrate into their practices. Novelty/Originality: uniqueness lies combination concept company. provides new insights effectively integrated modern operations achieve better environmental

Language: Английский

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Fostering the Ummah's Economy Through the Stockinvestment System: The Views of the Mui for Sustainabledevelopment Goals (SDGS)

Journal of Lifestyle and SDGs Review, Journal Year: 2024, Volume and Issue: 4(1), P. e01685 - e01685

Published: July 29, 2024

Purpose: This study aims to investigate the role of stock investment system in fostering people's economy, focusing on views Indonesian Ulema Council/ Majelis Ulama Indonesia (MUI) its contribution Sustainable Development Goals (SDGs). also identify factors that support or hinder implementation economic context people PT Suryamu. Theoretical Framework: uses Islamic framework and principles advocated by Council (MUI). The is seen as a potential instrument promote participation sustainable development, accordance with values prioritize justice, transparency, common prosperity. Methods: data this was collected through analysis fatwa documents guidelines issued MUI related investment, well literature studies. were analyzed thematically key patterns significant findings. research type field using qualitative approach, where will be National Sharia NO: 135 / DSN-MUI V 2020 concerning stocks. Results Conclusion: results show that: 1) There clarity contract at beginning transaction, investors use shirkah contract, some are chosen representatives several wakalah bil istitsmar employees who work according set company ijarah contract. 2) parties associated Muhammadiyah already have membership card condition invest their funds 3) object form shares letters whose initial value per share Rp 100.000,-. From point view 135/DSN-MUI/V/2020 regarding criteria fatwa. Research implications: Company's meets sharia well-managed risks. So implications recommendations continue taking investment. Originality/value: approach ulema council very unique, specially studied companies carry out concept sharia.

Language: Английский

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Development of Religious Education in Junior High Schools for Sustainable Development Goals (SDGs): a Study in Surakarta

Journal of Lifestyle and SDGs Review, Journal Year: 2025, Volume and Issue: 5(2), P. e04411 - e04411

Published: Jan. 21, 2025

Objective: This study aims to analyze the development pattern of religious education in elite junior high schools Surakarta, especially Al Azhar Syifa Budi Junior High School and Muhammadiyah PK Kota Barat School, support achievement Sustainable Development Goals (SDGs). Theoretical framework: is motivated by emergence Islamic flagship that aim answer challenges quality integrate values faith piety (Imtak) with science technology (Science Technology). The role seen as strategic bridging gap between traditional which often considered spiritualistic needs modern science-based education. Methods: uses an integrated theoretical framework sustainable development, where can be driving force for a generation not only oriented toward world but also hereafter. methods used include in-depth interviews, observation implementation programs, documentation. data analyzed interactively through stages reduction, presentation, conclusion drawn, ensuring validity triangulation sources, techniques, time. Results: results show two implement national curriculum excellent programs such memorization Qur'an, thematic-based studies, social activities are relevant SDGs, inclusion environmental concern. These improve students' understanding shape their character aware responsibility. Implications: implications this create model competitive demands times. Novelty: novelty research lies direct integration providing new approach faith-based educational institutions. expected reference policies building school academically superior makes real contribution community development.

Language: Английский

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Analysis of Compliance with the Muamalah Verse in BMT Attunnisa Boyolali and Its Implications for the Sustainable Development Goals (SDGs)

Journal of Lifestyle and SDGs Review, Journal Year: 2025, Volume and Issue: 5(2), P. e03066 - e03066

Published: Feb. 5, 2025

Purpose: This study aims to analyze compliance with the verses of muamalah in implementation business contracts Baitul Maal Wat Tamwil (BMT) Attunnisa Boyolali, as well its implications for achievement Sustainable Development Goals (SDGs). The focus this research is how sharia principles contained are complied context financial practices at BMT, especially contract process carried out by customers and BMT. considered crucial maintaining integrity Islamic institutions supporting sustainable economic development that line values. Theoretical Framework: theoretical framework based on concept Islam which emphasizes justice, transparency, halalness every transaction. theory maqashid, protect religion, soul, intellect, descendants, property, used main basis analyzing impact In addition, linkage between several SDGs targets, such poverty reduction (SDG 1), increased access services 8), inequality 10), an important part analysis. Methods: method a qualitative approach case BMT Boyolali. Data was collected through in-depth interviews managers customers, review documents analysis using thematic techniques identify patterns these contracts. Results Conclusion: results show Boyolali has consistently applied contracts, terms fairness, rules. not only provides benefits trust legal certainty but also contributes targets. For example, expanding equitable small medium communities, plays role reducing empowering vulnerable groups. Research implications: have great potential fair transparent practices, turn can help achieve Originality/value: novelty lies direct clause SDGs, been rarely discussed previous literature. new insights into importance development.

Language: Английский

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Fostering Multicultural Community Harmony to Enhance Peace and Sustainable Development Goals (SDG’s)

Journal of Lifestyle and SDGs Review, Journal Year: 2024, Volume and Issue: 5(1), P. e01687 - e01687

Published: Oct. 25, 2024

Purpose: This service aims to foster harmony in a multicultural community the city of Solo as concrete step increase peace and support achievement Sustainable Development Goals (SDGs). Theoretical Framework: study uses cultural integration thinking framework participatory approach building social harmony. The focus is on developing an understanding appreciation diversity, well increasing positive interactions between ethnicities religions create inclusive environment. Methods: involving variety local stakeholders, including ethnic religious communities, governments, institutions. Activities include organizing intercultural dialogue workshops, diversity training, public campaigns promote tolerance peace. Results Conclusion: results this show increased awareness for differences among people Solo. Inter-ethnic are increasing, creating stronger foundation In conclusion, integrative approaches effective societies sustainable development. Implications: has impact by tolerance, reducing conflicts, strengthening cohesion also seen participation development activities achieving related SDGs targets. Originality/value: Its uniqueness lies its that actively involves all relevant parties, focusing main environment such

Language: Английский

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Creative Leadership: An Implementing Study of Transformative Leadership Models in High School for Sustainable Development Goals

Journal of Lifestyle and SDGs Review, Journal Year: 2024, Volume and Issue: 5(1), P. e01686 - e01686

Published: Oct. 23, 2024

Purpose: The objectives of this study are to: 1). Identify the types principal leadership applied in high schools, 2). application creative school principals modern Islamic boarding schools empowering teacher performance 3). Fostering schools. Theoretical Framework: This will explore how leaders Muhammadiyah apply and transformative principles to face contemporary challenges education, such as adapting new technologies, improving quality teaching, promoting sustainable development values among students staff. Methods: research uses an interpretative paradigm with a qualitative approach, case type, multicase design. Data were collected using observation, interviews, documentation. validity triangulation sources, methods, theories. Next, interactive model analysis is carried out. Obyek penelitian dilakukan di SMAM SBM Piyungan Yogyakarta dan Pondok Pesantren Modern Imam Cabang Syuhodo Blimbing, Sukoharjo, Jawa Tengah. Results Conclusion: results show (1) Types these two include being innovative, engaging community, providing opportunities for develop, focusing on social humanitarian contributions. (2) principals' out by encouraging innovation learning, support training, recognizing rewarding superior performance, developing joint learning plans, emotional support, facilitating collaboration, implementing equitable evaluation system, integrating educational technology. Research implications: implications cottages, especially terms raising proactive, advanced, inclusive, do not impose prohibit, even provide education community so that according direction uphold teachings, can be implemented applied. Originality/value: originality lies pesantren which includes institutions stagnant, always runs develops dynamically.

Language: Английский

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Revitalization of Ibn Sina's Educational Thought In Indonesian Kuttab to Support Sustainable Development within the Framework of the SDGs

Journal of Lifestyle and SDGs Review, Journal Year: 2025, Volume and Issue: 5(3), P. e04963 - e04963

Published: Feb. 21, 2025

Purpose: This study aims to explore and adapt Ibn Sina’s educational concepts in the context of Kuttab Ibnu Abbas Surakarta, an Islamic institution striving modernize its curriculum while preserving value-based education. By integrating classical principles with contemporary needs, this research seeks enhance quality education alignment sustainable development goals (SDGs). Theoretical Framework: The theoretical framework is based on philosophy, which emphasizes tarbiyah (holistic education), tazkiyah (purification soul), ta’dib (internalization ethics manners). These are examined relation their applicability modern system, particularly fostering a balanced approach between intellectual, moral, spiritual development. Methods: employs qualitative method case approach, focusing analysis in-depth interviews educators at Surakarta. data collected through observation, documentation, interviews, then analyzed thematically identify relevance challenges implementing thought institution. Results Conclusion: findings reveal that tarbiyah, tazkiyah, serve as strong foundation for prioritizes not only academic excellence but also moral integrity. integration these values into system enables students develop sense integrity, social responsibility, critical thinking skills. Moreover, contributes realization SDGs, promoting (SDG 4) ethical leadership societies 16). Implications: implications suggest institutions can benefit from revitalizing address challenges. Originality/value: novelty lies effort bridge gap pedagogical practices by systematically model. adaptation offers nurturing generation both intellectually capable spiritually conscious, ensuring era.

Language: Английский

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Trends in Early Childhood Education and Akhlak: Islamic Perspectives for Sustainable Development Goals (SDGS) In Bibliometric Analysis

Journal of Lifestyle and SDGs Review, Journal Year: 2025, Volume and Issue: 5(3), P. e05510 - e05510

Published: Feb. 25, 2025

Purpose: This study aims to map significant aspects of the bibliography on Akhlak Teaching, including an analysis terms found in article titles and abstracts, countries contributors, patterns collaboration among authors. The objective is provide a comprehensive bibliometric Teaching research published reputable international journals from 1912 2024, offering valuable guidance for future studies this field. Theoretical Framework: underscores interdisciplinary nature with thematic clusters spanning general teaching, curriculum development, medical teaching. A key focus placed integrating religious cultural elements into pedagogical enhance akhlak childhood education practices, particularly within Islamic contexts. Methods: employs systematic structured mind-mapping approach, conducted four stages. first stage involves data extraction using Boolean search. second focuses selecting articles suitable analysis. third ensures completion validation metadata. Finally, performed VOSviewer R/R-Studio uncover trends patterns. dataset comprises 2,023 documents extracted 1,222 books journals, demonstrating annual growth rate 4.09%. extensive provides robust foundation analyzing evolution geographic distribution contributions research. Results Conclusion: findings reveal that scholarly outputs are predominantly contributed by United States Kingdom. Leading field include Medical Journal prominent authors such as S. Bamkin D.T.L. Shek identified their contributions. Network highlights related emphasizing multidisciplinary detailed overview research, pathways investigations. results contribute insights curricula, contexts, inform educators, policymakers, scholars current state domain. Research Implications: importance fostering improving development. It also emphasizes value enriching dimensions educational methodologies advance globally. Originality/value: represents over century-long period (1912–2024). offers unique interplay between pedagogy, culture, religion shaping practices serves foundational reference advancing knowledge application crucial

Language: Английский

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