Has Covid-19 accelerated opportunities for digital entrepreneurship? An Indian perspective

Technological Forecasting and Social Change, Journal Year: 2021, Volume and Issue: 175, P. 121415 - 121415

Published: Dec. 3, 2021

Covid-19 has challenged many businesses to orient themselves towards digital solutions for their survival. Due the rising wave during Covid-19, there been a plethora of opportunities aspiring entrepreneurs enter market. Hence, this study focuses on understanding emerging areas and technologies entrepreneurship. This adopted qualitative approach with semi-structured interviews through lens diffusion innovations theory. A total 23 responded presented views Covid-19-induced structured process open, axial, selective coding was thematic analysis. The presents framework based four promising propositions. Results analysis indicate emergence entrepreneurship in technology (EdTech, FinTech, cybersecurity), healthcare (diagnostics, virtual care, fitness), entertainment (over top, gaming, social media), e-commerce (contactless delivery, payment methods, augmented reality). In study, experience platform or they operated. To end, present offers implications both scholars working along future scope research.

Language: Английский

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Benefit–Risk Perceptions of FinTech Adoption for Sustainability from Bank Consumers’ Perspective: The Moderating Role of Fear of COVID-19

Sustainability, Journal Year: 2022, Volume and Issue: 14(14), P. 8357 - 8357

Published: July 8, 2022

Industry 4.0 technologies, designed to optimize efficiencies, are indisputable change agents for sustainability. In the context of financial technology (FinTech), burgeoning question concerns how create FinTech natives from COVID-19-pandemic-induced adoption and realize FinTech’s impact on sustainability? Thus, this study had following purposes: (1) examine whether perceived benefits risks affect services adoption; (2) test role fear COVID-19 in (3) investigate contributes The hypotheses derived net valence framework, sustainable information society theory, protection motivation theory were tested using structural equation modeling (SEM). Our online survey bank consumers Malaysia between December 2021 February 2022 yielded 1279 usable questionnaires, randomly selected generate 400 respondents. results revealed that: significantly influence adoption, whereas risk does not; moderates benefits–FinTech relationship fully mediates risk–FinTech relationship; affects This demonstrates that models must exploit consumer sentiment (e.g., fear) risks, thereby creating its impacts economic, environmental, social

Language: Английский

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Fintech and Financial Health in Vietnam during the COVID-19 Pandemic: In-Depth Descriptive Analysis

Journal of risk and financial management, Journal Year: 2022, Volume and Issue: 15(3), P. 125 - 125

Published: March 6, 2022

The growing popularity of smartphones and the proliferation technology have accelerated development digital payment industry. Fintech enables customers to access financial services more efficiently faster than traditional business, especially during COVID-19 pandemic due health protocols, including restrictions on physical contact. This study investigates literacy, fintech adoption, impact crisis consumers in Vietnam. relatively higher level unbanked population Vietnam lower adult literacy compared with ASEAN region motivated this study. Based judgment sampling, participants were approached using mall intercept technique, those familiar selected for research interview. Thirty interviewed given a survey form be filled online their mobile phones. Data analysis was conducted IBM SPSS software version 23. Perceived ease use, perceived usefulness, trust, brand image, government support, user innovativeness, attitude are found significantly correlated adoption Vietnam, while not adoption. Furthermore, further multiple linear regression revealed innovativeness positive towards contrast, showed significant negative fintech. inverse relationship could indicate that may play role bringing inclusion where people able use transactions, which previously inaccessible them. also mean Vietnamese do see as an important tool they already strong facilities. contributes knowledge field at time outbreak. To foster greater inclusivity consumers, policy makers promote business infrastructure regulatory sandboxes startups.

Language: Английский

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FINTECH ACCOUNTING AND INDUSTRY 4.0: FUTURE-PROOFING OR THREATS TO THE ACCOUNTING PROFESSION?

Journal of Business Economics and Management, Journal Year: 2022, Volume and Issue: 23(5), P. 997 - 1015

Published: Oct. 7, 2022

No dеvеloрmеnt in rеcеnt уеаrs hаs chаngеd comраniеs аnd othеr orgаnizаtions аs much digitizаtion bеcаusе it аffеcts a wide vаriеty of аrеаs, including finаncе, accounting, and auditing. Howеvеr, thе currеnt system аccounting аutomаtion is vеrу diffеrеnt. Although somе аrе аdvаncеd this rеgаrd, othеrs onlу just bеginning thеir еfforts. This studу еxаminеs stаtus quo tеndеnciеs wеll rеsрonsibilitiеs imрlеmеntаtion for digitizаtion. For еmрiricаl study, we аррlу tеchnologу аccерtаncе modеl (TАM) combinеd with trust реrcеivеd risk а thеorеticаl bаsis to аnаlуzе рrofеssionаl аccountаnts’ реrcерtions rеgаrding digitаlizаtion finаncе аctivitу (fintеch аccounting). The results indicate that the user trusts uses information gathered usability аdoрting digitаl sеrvicеs. In present case, fаctor did not аffеct use However, usеfulnеss influence аttituds rеsрondеnts make Thus, prеsеnt study contributes реrsреctivеs on еvolution accounting profession while highlighting trеnds usе tеchnologiеs provided аccountаnts bу Industrу 4.0.

Language: Английский

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Investigating e-Retailers’ Intentions to Adopt Cryptocurrency Considering the Mediation of Technostress and Technology Involvement

Sustainability, Journal Year: 2022, Volume and Issue: 14(2), P. 641 - 641

Published: Jan. 7, 2022

Cryptocurrencies have transgressed ever-changing economic trends in the global economy, owing to their conveyance, security, trust, and ability make transactions without aid of formal institutions governing bodies. However, adoption cryptocurrency remains low among stakeholders, including e-retailers. Thus, current work explores intentions e-retailers Asia Pacific region adopt cryptocurrencies. This study considers TAM-based SOR, with a combination non-cognitive attributes (compatibility convenience) proposed as stimuli for examined The findings indicate that are critical determining e-retailers’ technostress (emotional state). Moreover, it was found profoundly impacts business settings. Meanwhile, regulatory support communication can be used help bodies control future economy worldwide. offers significant theoretical practical contributions through its investigation first time particular context support.

Language: Английский

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The Dynamic Connectedness between Risk and Return in the Fintech Market of India: Evidence Using the GARCH-M Approach

Risks, Journal Year: 2022, Volume and Issue: 10(11), P. 209 - 209

Published: Nov. 3, 2022

Fintech allows investors to explore previously unavailable investment opportunities; it provides new return opportunities while also introducing risks. The aim of this study is investigate the relationship between risk and in fintech industry Indian stock market. This article based on market-based research that focuses demonstrating volatility market’s prices demystifying opportunities. Secondary data were collected from Bombay Stock Exchange’s official website January 2017 July 2022 determine whether there any dynamic link variance-based Mean-GARCH (GARCH-M) model was used a findings emphasize importance taking investing India’s industry. implications for investors’ fund managers’ portfolio composition holding periods equities or market exposure are significant. Finally, depending their horizons, may yield significant profits risk-taking individuals.

Language: Английский

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Investigating the nexus between green economy, sustainability, bitcoin and oil prices: Contextual evidence from the United States

Resources Policy, Journal Year: 2022, Volume and Issue: 80, P. 103168 - 103168

Published: Nov. 30, 2022

Language: Английский

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Drivers Influencing the Adoption Intention towards Mobile Fintech Services: A Study on the Emerging Bangladesh Market

Information, Journal Year: 2022, Volume and Issue: 13(7), P. 349 - 349

Published: July 20, 2022

People’s acceptance of technological changes has escalated with time. However, the and adoption fintech services hiked after outbreak virulent coronavirus. With this breakout, mobile (MFS) increased among general citizens business sectors around world, including in developed, emerging, developing economies. This study aimed to identify factors that impact intention consumers embrace enhance use an emerging market, Bangladesh. A research model was developed strengthen objective paper. total 218 respondents responded questionnaire. The utilized structural equation modeling analyze results SmartPLS software. showed significant positive effects social influence, trust, perceived benefit, facilitating conditions on towards MFS. Mobile service providers must keep their users’ needs literacy rates mind when designing user interface (UI). Moreover, they should also cater more efficient users work based feedback received. customers’ satisfaction will ultimately lead customers conducting digital transactions contribute escalation transactions, resulting financial inclusion.

Language: Английский

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The Role of Fintech on Bank Risk-Taking: Mediating Role of Bank’s Operating Efficiency

Human Behavior and Emerging Technologies, Journal Year: 2023, Volume and Issue: 2023, P. 1 - 11

Published: Jan. 30, 2023

Fintech revolutionized the traditional banking business models in emerging countries. The effect of fintech on banks’ operating efficiency and risk-taking behavior is still inconclusive. study aimed at exploring products behavior. used a quantitative research approach by collecting secondary data from annual reports 50 commercial banks countries, namely, China, India, Pakistan, Bangladesh, for period 2014 to 2021. panel path analysis structural equation modeling (SEM) test theoretical mediation model using STATA. results show that product reduces bank’s enhancing efficiency. mediates relationship between bank paper offers useful recommendations central policymakers. also beneficial use solutions increase operational effectiveness reduce risk. first empirical investigation into connection growth products, effectiveness, developing nations.

Language: Английский

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FinTech Services Adoption in Greece: The Roles of Trust, Government Support, and Technology Acceptance Factors

FinTech, Journal Year: 2024, Volume and Issue: 3(1), P. 83 - 101

Published: Jan. 22, 2024

Financial technology or FinTech is a term that has arisen in recent years; it refers to innovative technologies designed enhance and automate the provision utilization of financial services. Its solutions aim simplify conventional procedures, boost automation, lower expenses, deliver personalized user-friendly experiences for both businesses consumers. But this question remains: what drives users adopt such services how are they perceived by general public? In our study, quantitative non-experimental correlational methodology form an online survey was utilized study Greek citizens’ behavioral intentions regarding Based on answers 348 respondents, structural equation modeling performed evaluate theoretical model, which included acceptance factors. Unlike models primarily relate user adoption, research goes beyond these expanding TAM model via exploration role trust influence government support effort examination these, turn, impact adoption. context, regulatory frameworks, policies, endorsements provided governmental bodies. The results indicated all aspects related (effort expectancy performance expectancy) revealed significant positive relationship with adoption can be predictive factors future use This also verified mediates between We place emphasis intricate yet complex decision-making process particularly field FinTech, exploring intertwined relationships trust, support, factors; findings offer valuable insights policymakers industry practitioners.

Language: Английский

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