This
project
develops
a
chatbot
that
responds
to
user
questions
using
NLP.
The
accuracy
and
effectiveness
of
the
model
are
compared
after
natural
language
processing
engine
has
been
trained,
tested,
evaluated
various
techniques.
deployment
uses
algorithm
or
methodology
offers
highest
levels
precision.
In
order
bring
all
financial
instruments
under
one
roof,
this
aims
develop
is
not
only
confined
investment
instrument
it
can
offer
many
options
such
as
stocks,
mutual
funds,
insurance,
credit
cards.
So,
customers
just
have
use
single
resource
whenever
they
need
think
about
finances.
Electronics,
Journal Year:
2021,
Volume and Issue:
10(21), P. 2717 - 2717
Published: Nov. 8, 2021
With
the
advent
of
technological
marvels
like
global
digitization,
prediction
stock
market
has
entered
a
technologically
advanced
era,
revamping
old
model
trading.
ceaseless
increase
in
capitalization,
trading
become
center
investment
for
many
financial
investors.
Many
analysts
and
researchers
have
developed
tools
techniques
that
predict
price
movements
help
investors
proper
decision-making.
Advanced
models
enable
to
using
non-traditional
textual
data
from
social
platforms.
The
application
machine
learning
approaches
such
as
text
analytics
ensemble
methods
greatly
increased
accuracies.
Meanwhile,
analysis
markets
continue
be
one
most
challenging
research
areas
due
dynamic,
erratic,
chaotic
data.
This
study
explains
systematics
learning-based
based
on
deployment
generic
framework.
Findings
last
decade
(2011–2021)
were
critically
analyzed,
having
been
retrieved
online
digital
libraries
databases
ACM
library
Scopus.
Furthermore,
an
extensive
comparative
was
carried
out
identify
direction
significance.
would
helpful
emerging
understand
basics
advancements
this
area,
thus
carry-on
further
promising
directions.
Electronics,
Journal Year:
2022,
Volume and Issue:
11(10), P. 1579 - 1579
Published: May 15, 2022
Artificial
intelligence
(AI)
conversational
agents
(CA)
or
chatbots
represent
one
of
the
technologies
that
can
provide
automated
customer
service
for
companies,
a
trend
encountered
in
recent
years.
Chatbot
use
is
beneficial
companies
when
associated
with
positive
experience.
The
purpose
this
paper
to
analyze
overall
experience
order
identify
main
influencing
factors
and
resulting
dimensions
(such
as
perceptions/attitudes
feelings
also
responses
behaviors).
analysis
uses
systematic
literature
review
(SLR)
method
includes
sample
40
publications
present
empirical
studies.
results
illustrate
are
grouped
three
categories:
chatbot-related,
customer-related,
context-related
factors,
where
chatbot-related
further
categorized
in:
functional
features
chatbots,
system
anthropomorphic
chatbots.
multitude
result
either
negative
customers.
At
same
time,
customers
respond
by
manifesting
their
intentions
and/or
behaviors
towards
technology
itself
(chatbot
usage
continuation
acceptance
chatbot
recommendations)
company
(buying
recommending
products).
According
studies,
most
influential
using
response
relevance
problem
resolution,
which
usually
satisfaction,
increased
probability
continuation,
product
purchases,
recommendations.
International Journal of Consumer Studies,
Journal Year:
2023,
Volume and Issue:
47(6), P. 2367 - 2395
Published: April 11, 2023
Abstract
The
trend
of
using
artificial
intelligence
based
chatbots
for
service
encounters
has
seen
a
significant
spike
in
recent
times.
Many
studies
have
attempted
to
explain
the
adoption
technology
various
applications;
this
study
synthesizes
literature
through
meta‐analysis,
which
data
from
70
independent
studies,
with
combined
sample
size
20,026
was
considered,
understand
influencers
attitude
and
intention
use
encounters.
In
addition,
also
sought
moderating
role
culture,
technological
characteristics
captured
variables
transactional/non‐transactional,
informative/entertaining
hypothesized
relationships.
Meta
structural
equation
modelling
(meta‐analytic
SEM)
used
analyse
data.
results
indicate
playfulness,
attitude,
usefulness,
facilitating
condition
social
influence
are
key
factors
influencing
user
adoption.
Further,
culture
were
found
significantly
moderate
certain
relationships
model.
Practical
theoretical
implications
been
discussed.
International Journal of Bank Marketing,
Journal Year:
2024,
Volume and Issue:
42(7), P. 1978 - 2022
Published: July 5, 2024
Purpose
This
study
aims
to
systematically
review
the
literature
on
digital
consumers’
decision-making
in
banking,
financial
services
and
insurance
(BFSI)
sector
proposes
an
integrative
framework.
Design/methodology/approach
By
combining
databases
such
as
Web
of
Science
Elton
B.
Stephens
Company
(EBSCO),
we
identified,
analyzed
synthesized
53
peer-reviewed
empirical
articles
that
explore
connection
between
solutions
BFSI
various
phases
constructs
consumer
process.
We
examined
dependent
variables
(DVs)
used
operationalize
decision-making,
performed
a
thematic
analysis
papers
proposed
Findings
The
reviewed
have
garnered
more
attention
from
marketing
researchers
than
or
artificial
intelligence
scholars,
often
employing
traditional
behavioral
experimental
methodologies
several
limitations.
identified
38
DVs
with
most
frequently
recurring
being
“Intention
use,”
“Utilization,”
“Satisfaction,”
“Perceived
usefulness”
“Trust.”
propose
framework
groups
these
into
three
main
clusters:
subjects’
perceptions,
user
experience
adoption/usage
choice.
systematic
highlights
increasing
importance
emotion
recent
decades
underscores
difficulty
establishing
where
relationships
are
direct
unidirectional,
economic
theories
assume.
Originality/value
To
best
authors’
knowledge,
this
is
first
provide
comprehensive
understanding
research
methods
impact
sector.
Further,
can
offer
new
perspective
for
research.
Data Science in Finance and Economics,
Journal Year:
2022,
Volume and Issue:
2(3), P. 232 - 259
Published: Jan. 1, 2022
<abstract>
<p>Text-based
chatbots
are
implemented
in
the
financial
sector
to
enhance
relationship
between
customer
and
services
provided
by
sector,
also
address
external
challenges
requirements.
The
chatbot
technology
serves
examine
customers'
frequently
asked
questions
representation
of
process
using
machine
learning.
In
light
this,
this
study
presents
a
comprehensive
systematic
literature
review
articles
focused
on
text-based
sector.
It
describes
understanding
terms
implementation,
adoption
intention,
attitude
toward
use
acceptance;
it
how
people
experience
chatbots,
specifically
perception,
expectation
trust,
as
well
they
engaging
emotionally
motivated;
management
security
privacy
vulnerabilities
chatbots;
identifies
potential
strategies
that
can
hinder
efficient,
successful
evolution
Finally,
main
findings
regarding
text
presented;
additionally,
open
issues
current
research
highlighted
number
opportunities
be
pursued
future
suggested.</p>
</abstract>
Acta Informatica Pragensia,
Journal Year:
2023,
Volume and Issue:
12(2), P. 468 - 489
Published: Oct. 10, 2023
The
literature
review
was
conducted
systematically,
following
a
rigorous
process
to
address
specific
research
questions.The
procedure
designed
provide
guidance
and
minimize
researcher
bias.It
outlined
the
study
selection
process,
including
inclusion
exclusion
criteria,
questions,
search
methods,
quality
evaluation,
data
extraction
synthesis.The
Scopus
database
utilized
for
this
systematic
review,
comprehensive
identify
relevant
studies.We
used
Kitchenham
(SLR)
method
required
metadata
at
time
of
processing
SLR,
PRISMA
guidelines
reporting
reviews
meta-analyses.Additionally,
VOSviewer
analysis
employed
gather
on
sources
by
individuals
organizations
access
information
about
fintech
products
services,
understand
their
influence
acceptance
behaviour.A
total
850
publications
were
identified
screened,
with
70
customer
studies
meeting
criteria.These
published
between
2012
2022
limited
indexed
journals.To
maintain
focus,
questions
(RQ)
developed,
gathered
accordingly
each
RQ
while
adhering
standards.Reviews
checklists
extract
data,
prioritizing
most
publication
when
multiple
reported
same
data.The
primary
analysed
indicated
that
into
acceptability
spans
various
scientific
disciplines,
computer
science,
technology,
business
management
marketing.The
technology
model
(TAM)
emerged
as
approach
measuring
user
in
43
out
publications.Furthermore,
several
researchers
have
incorporated
additional
factors
such
performance,
social
influence,
cultural
religious
values,
knowledge,
service
enhance
understanding
acceptance.
Journal of Science and Technology Policy Management,
Journal Year:
2024,
Volume and Issue:
unknown
Published: Aug. 5, 2024
Purpose
Several
disciplines
and
thousands
of
studies
have
used,
developed
supported
technology
adoption
theories
to
guide
industry
support
innovation.
However,
within
the
past
decade,
a
paradigm
shift
referred
as
fourth
industrial
revolution
(4IR)
has
resulted
in
new
considerations
affecting
how
models
are
used
emerging
integration
into
business
strategy.
The
purpose
this
study
is
determine
which
model,
or
primarily
when
assessing
smart
technologies
4IR
construct.
It
not
investigate
rigour
existing
their
theoretical
underpinnings,
been
proven.
Design/methodology/approach
To
achieve
this,
systematic
literature
review
based
on
preferred
reporting
items
for
reviews
meta-analysis
methodology
used.
From
3,007
publications,
125
papers
between
2015
2021
were
deemed
relevant
thematic
analysis.
Findings
literature,
five
perspectives
extracted.
As
with
other
information
communication
studies,
analysis
confirms
that
acceptance
model
remains
predominantly
model.
105
extended
indicating
lack
maturity.
Furthermore,
countries
authors’
expertise
clustered
European
Asian
regions,
despite
noting
expansion
16
different
subject
areas,
far
beyond
smaller
manufacturing
scope
Industry
4.0.
Originality/value
This
contributes
theoretically
by
providing
baseline
develop
generalisable
grounded
trends
identified.
Practically,
these
insights
demonstrate
current
strategists
policymakers
understand
direct
efforts
innovation
development,
an
increasingly
crucial
factor
survival
digital
age.
Future
research
can
additional
constructs
impactful
while
considering
level
they
applied
to.
Ömer Halisdemir Üniversitesi İktisadi ve İdari Bilimler Fakültesi Dergisi,
Journal Year:
2024,
Volume and Issue:
17(2), P. 215 - 231
Published: April 29, 2024
İşletmeler
Yapay
Zekâ
(YZ)
uygulamalarını
kullanarak
aynı
anda
birçok
müşteriyle
iletişime
geçebilmektedir.
YZ
uygulamaları
farklı
sektörde
kullanılmaktadır.
Günümüzde
en
yaygın
kullanılan
uygulamalarından
biride
chatbotlardır.
Chatbot
ile
müşterilerin
isteklerine
daha
hızlı
dönüş
yapılarak
esnek
çözümler
üretilebilmektedir.
Chatbotlar
banka
müşterileri
ve
etkin
bir
iletişim
kurulması
açısından
oldukça
önemlidir.
mobil
internet
bankacılığında
verimliliği
artırmakta,
bankacılık
işlemlerinde
maliyet
tasarrufu
sağlayarak
süreçlerin
gerçekleşmesini
sağlamaktadır.
Müşterilere
müşteri
memnuniyeti
artırılmaktadır.
Bu
amaçla
çalışmada
müşterilerinin
YZ’ye
yönelik
tutumlarının
destekli
hizmet
veren
chatbotlara
ilişkin
algıladıkları
fayda
düzeyleri
chatbot
kullanmaya
davranışsal
niyetleri
üzerindeki
etkisi
araştırılmaktadır.
Türkiye’nin
çeşitli
illerinde
ikamet
eden
509
katılımcıdan
anket
yöntemi
veri
toplanmıştır.
Elde
edilen
veriler
geçerlilik
güvenirlik
testleri
yapıldıktan
sonra
çalışmanın
hipotezleri
Yapısal
Eşitlik
Modellemesi
test
edilmiştir.
Analiz
sonucunda
tutumun
chatbottan
algılanan
faydayı
pozitif
yönde
anlamlı
olarak
etkilediği;
faydanın
da
niyeti
etkilediği
belirlenmiştir.
tespit
niyet
etkisinde
yüksek
aracılık
rolü
bulunduğu
bulgusuna
ulaşılmıştır.
Deleted Journal,
Journal Year:
2024,
Volume and Issue:
2(4), P. 14 - 65
Published: July 1, 2024
This
research
study
examines
the
impact
of
Artificial
Intelligence
(AI)
data
poisoning
on
privacy
violations
in
AI-enabled
banking
chatbots,
employing
a
qualitative
approach
grounded
AI,
privacy,
and
cybersecurity
theories.
Through
theory
approach,
viewpoints
were
gathered
from
group
IT
professionals
sector.
The
uncovered
AI
across
different
professional
roles,
ranging
direct
breaches
to
indirect
exposure.
Key
findings
revealed
spectrum
mitigation
strategies,
technical
solutions
basic
awareness
mixed
responses
regarding
personally
identifiable
information
(PII),
underscoring
complexity
safeguarding
customer
[1].
Despite
potential
limitations
stemming
rapidly
evolving
landscape,
this
contributes
valuable
insights
into
effective
strategies
for
mitigating
risks
enhancing
security
chatbots
banking.
It
highlights
critical
importance
developing
robust
measures
protect
sensitive
against
violations.