A systematic review on information security policies in the USA banking system and global banking: Risks, rewards, and future trends DOI Open Access

Md Wali Ullah,

M. Afshar Alam, Tanzina Sultana

et al.

Edelweiss Applied Science and Technology, Journal Year: 2024, Volume and Issue: 8(6), P. 8437 - 8453

Published: Dec. 21, 2024

This study aims to examine the current state of information security policies and practices in United States banking sector while drawing comparisons global systems. The research specifically addresses risks, benefits, future trends, providing insights for strengthening frameworks worldwide. adopts a qualitative approach, utilizing secondary data sources, including scholarly journals, articles, televised news, online platforms. A systematic review was conducted using databases such as Science Direct, Scopus, Web Science, PubMed, DOAJ, Google Scholar alignment with PRISMA 2020 guidelines. incorporated specific keyword phrases identify relevant literature, additional exclusion criteria applied eliminate incomplete, inconsistent, or non-English publications. final included 125 papers 20 reports. findings highlight that U.S. faces dynamic landscape cybersecurity phishing attacks, ransomware, regulatory non-compliance, insider threats. Despite these robust offer significant rewards, improved customer trust, fraud detection through AI machine learning, financial stability. underscores U.S., particularly like Gramm-Leach-Bliley Act collaboration initiatives CISA FS-ISAC, which enhance preparedness against emerging cyber Comparative analysis systems revealed key challenges, evolving threat landscape, compliance international privacy standards, need cross-border cooperation. While system demonstrates strong foundation, identifies areas requiring improvement, proactive employee training, adoption advanced technologies, study's implications emphasize risk management continual innovation address Recommendations include implementing multi-factor authentication, leveraging blockchain prioritizing awareness programs employees. However, limitations reliance on data, may omit recent developments, focus context, limiting generalizability. Future should incorporate primary collection expand scope quantitative analyses investments outcomes. provides policymakers, regulators, industry stakeholders actionable bolster resilience adapt rapidly landscape.

Language: Английский

Mediating Role of Entrepreneurship Capability in Sustainable Performance and Women Entrepreneurship: An Evidence from a Developing Country DOI Creative Commons

Tahmina Akter Poli

Journal of Ecohumanism, Journal Year: 2024, Volume and Issue: 3(3), P. 2006 - 2019

Published: July 26, 2024

The research paper determines the influential factors, such as family support and motivation, for entrepreneurship capability (EC) in Small Medium Enterprise’s sectors Bangladesh. study also identifies medicating role of EC sustainable performance SME’s through financial motivation factors. methodology was focused on quantitative method using reliable instruments sampling measurement purposes. This conducted a sample total 250 questionnaires given to SME entrepreneurs convenience technique Bangladesh, 210 were successfully collected from respondents area. distribution combination social media platforms, face-to-face interactions, Google Forms, where response rate 84%. Analysis SPSS Partial Least Squares (PLS) Structural Equitation Model (SEM). findings indicate that four out five hypotheses supported, while only one (MT-EC) rejected. this there is positive significant connection between FS, MT, variables. capabilities women have notable impact SP. Moreover, FS MT an women's gaps by studying how familial increases feelings high self-efficacy it affects future behavior individuals. study's approach considers environmental aspects simultaneously, adding prevailing understanding it.

Language: Английский

Citations

6
Examining the Role of Artificial Intelligence in Cyber Security (CS): A Systematic Review for Preventing Prospective Solutions in Financial Transactions DOI Creative Commons

Mahfujur Rahman Faraji,

Fisan Shikder,

Md. Hasibul Hasan

et al.

International Journal of Religion, Journal Year: 2024, Volume and Issue: 5(10), P. 4766 - 4782

Published: July 26, 2024

Artificial intelligence (AI) is a powerful technology that helps cybersecurity teams automate repetitive tasks, accelerate threat detection and response, improve the accuracy of their actions to strengthen security posture against various issues cyberattacks. This objective focuses on analysing how AI-based cyber (CS) solutions performance in financial transactions banking sectors. It also aims identify latest advancements AI-driven CS) research enhance operational efficiency sector. article presents systematic literature review detailed analysis AI use cases for transactions. The resulted 800 studies, which 225 articles remain. paper will provide readers with comprehensive overview potential identifies future opportunities examining application areas, advanced methods, data representation, development new infrastructures successful adoption might increase systems’ by increasing defence approaches machine learning deep learning, fraud detection, this makes sure secure safe transaction. study make safer security. highlights vital role evaluation continuous adaptation AI. In near future, topic should focus more collaboration among AI, security, system developers better secured outcomes.

Language: Английский

Citations

5
What Factors Influence the Increasing Dependency on Mobile Banking in Bangladesh? A Quantitative Study in Bangladesh DOI Creative Commons

Md. Deluar Hossen

International Journal of Religion, Journal Year: 2024, Volume and Issue: 5(11), P. 4821 - 4837

Published: July 30, 2024

Mobile Banking has expanded in Bangladesh at a rapid pace for the last two decades Bangladesh. service providers have introduced this magical financial innovation. It’s significant to understand what factors may motivate individuals use online banking The study aims identify influential of growing M-banking A quantitative based on survey was adopted with 200 mobile users selected as participants study. Participants think wide variety m-banking features easy access and plays role surging system. covid-19 pandemic also increased people's dependency m-banking. Apart from that, authorities no direct contact its customers. Safety, large amount money transactions, deposit profit limit reduced charges are all that would attract more customers coming days. Banks can presently provide managing an account administration country unbanked populaces through portable phones. Around 54% respondents opinioned framework is less exorbitant timesaving 63% felt believe benefit. 83% consider it simpler get to, but benefit isn't accessible interbred well nonattendance administrative system lead cash washing exercises.

Language: Английский

Citations

1
Digitalization Transformation in Entrepreneurship and Enterprise Green Innovation DOI

Md. Asaduj Jaman Riaj,

Mst. Nowshin Tabassum,

Rashed Hossain

et al.

Advances in logistics, operations, and management science book series, Journal Year: 2024, Volume and Issue: unknown, P. 181 - 204

Published: Dec. 10, 2024

The development of information technology such as block chain, big data, cloud computing, and other technologies provide an imperative future for enterprises to realize innovation sustainable growth in digital transformation. This book chapter seeks fill this gap by examining the effects digitalization on creation environmentally innovations enterprises. discussions derived from research show that transformation has greatly facilitated advance green innovation. relationship been boosted contributions like, increased spending R & D, government grants, low-income tax burdens among others. Based discussions, initiatives might be increasing enterprises' engagement innovation, subsidies, increase amount credits. Further, encompasses learn ways enhance through higher R&D investment, subsidy, favorable taxation policies.

Language: Английский

Citations

1
Luxury or Cultural Tourism Activities? The Role of Narcissistic Personality Traits and Travel-Related Motivations DOI Creative Commons
Avi Besser, Villy Abraham, Virgil Zeigler‐Hill

et al.

Behavioral Sciences, Journal Year: 2024, Volume and Issue: 14(10), P. 972 - 972

Published: Oct. 20, 2024

This study aimed to examine the role of travel-related motivations and preferences for activities (such as learning about local culture, relaxation entertainment, status social recognition, escape curiosity, experience) in relationship between narcissistic personality traits preference luxury tourism versus cultural tourism. A sample 1342 Israeli community members was analyzed. The methodology utilized parallel mediation analyses assess how different forms narcissism (extraverted, antagonistic, neurotic, communal) were associated with desire over tourism, mediated by various motivations. results indicated that generally a primarily through indirect associations via travel such experience. conclusion highlights implications understanding specific influence among individuals varying levels traits, suggesting management strategies could benefit from nuanced approach marketing.

Language: Английский

Citations

0
A systematic review on information security policies in the USA banking system and global banking: Risks, rewards, and future trends DOI Open Access

Md Wali Ullah,

M. Afshar Alam, Tanzina Sultana

et al.

Edelweiss Applied Science and Technology, Journal Year: 2024, Volume and Issue: 8(6), P. 8437 - 8453

Published: Dec. 21, 2024

This study aims to examine the current state of information security policies and practices in United States banking sector while drawing comparisons global systems. The research specifically addresses risks, benefits, future trends, providing insights for strengthening frameworks worldwide. adopts a qualitative approach, utilizing secondary data sources, including scholarly journals, articles, televised news, online platforms. A systematic review was conducted using databases such as Science Direct, Scopus, Web Science, PubMed, DOAJ, Google Scholar alignment with PRISMA 2020 guidelines. incorporated specific keyword phrases identify relevant literature, additional exclusion criteria applied eliminate incomplete, inconsistent, or non-English publications. final included 125 papers 20 reports. findings highlight that U.S. faces dynamic landscape cybersecurity phishing attacks, ransomware, regulatory non-compliance, insider threats. Despite these robust offer significant rewards, improved customer trust, fraud detection through AI machine learning, financial stability. underscores U.S., particularly like Gramm-Leach-Bliley Act collaboration initiatives CISA FS-ISAC, which enhance preparedness against emerging cyber Comparative analysis systems revealed key challenges, evolving threat landscape, compliance international privacy standards, need cross-border cooperation. While system demonstrates strong foundation, identifies areas requiring improvement, proactive employee training, adoption advanced technologies, study's implications emphasize risk management continual innovation address Recommendations include implementing multi-factor authentication, leveraging blockchain prioritizing awareness programs employees. However, limitations reliance on data, may omit recent developments, focus context, limiting generalizability. Future should incorporate primary collection expand scope quantitative analyses investments outcomes. provides policymakers, regulators, industry stakeholders actionable bolster resilience adapt rapidly landscape.

Language: Английский

Citations

0