The role of business analysts in driving financial inclusion through product innovation DOI Creative Commons

Temitope Oluwafunmike Sanyaolu,

Adams Gbolahan Adeleke,

Christianah Pelumi Efunniyi

et al.

Finance & Accounting Research Journal, Journal Year: 2024, Volume and Issue: 6(8), P. 1555 - 1581

Published: Aug. 31, 2024

Business analysts play a pivotal role in advancing financial inclusion by driving product innovation tailored to underserved and marginalized populations. Their involvement is crucial identifying addressing gaps services, ensuring that products solutions are designed meet diverse needs effectively. This review explores the contributions of business promoting through innovative development, emphasizing their impact on creating accessible, affordable, user-centric solutions. In context inclusion, utilize data-driven insights market research identify barriers faced communities. By analyzing customer needs, behaviors, preferences, they provide valuable input designing cater specific requirements these expertise enables development not only accessible but also affordable inclusive, such as microloans, mobile banking solutions, digital payment platforms. facilitate collaboration between various stakeholders, including institutions, technology providers, regulatory bodies, ensure align with industry standards regulations. They critical bridging gap technical teams end-users, translating complex into actionable features functionalities. work ensures new user-friendly capable unique challenges groups. Furthermore, contribute ongoing improvements continuously gathering user feedback. iterative approach allows for refinement products, remain relevant effective inclusion. leveraging advanced analytics emerging technologies, help opportunities optimizing existing enhance access participation. conclusion, essential innovation. understanding facilitating stakeholder collaboration, continuous improvement developing inclusive. bridge promote equitable services. Keywords: Analysts, Financial Inclusion, Product Innovation, Market Research, Products, Accessibility, User-Centric Solutions.

Language: Английский

Data-Driven decision making in agriculture and business: The role of advanced analytics DOI Creative Commons

Eyitayo Raji,

Tochukwu Ignatius Ijomah,

Osemeike Gloria Eyieyien

et al.

Computer Science & IT Research Journal, Journal Year: 2024, Volume and Issue: 5(7), P. 1565 - 1575

Published: July 7, 2024

Advanced analytics has revolutionized decision-making processes in agriculture and business by harnessing data-driven insights to optimize operations, manage risks, drive innovation. This paper explores the transformative role of advanced these sectors, highlighting key benefits, challenges, future directions. In agriculture, enables precision farming integrating AI, IoT sensors, satellite imagery. Predictive models forecast crop yields, irrigation, enhance soil management practices, improving productivity sustainability. Similarly, supports strategic analyzing consumer behavior, predicting market trends, optimizing supply chain operations. However, adopting faces challenges such as data quality, technical expertise, cost constraints, ethical considerations. Addressing requires investments infrastructure, talent development, regulatory compliance ensure secure usage. Emerging trends include AI-driven automation, blockchain for transparency, augmented democratizing access. Recommendations stakeholders investing capabilities, fostering collaborative partnerships, promoting a culture decision making. conclusion, offers profound opportunities efficiency, inform making, sustainable growth business. Embracing technologies is essential organizations seeking thrive economy. Keywords: Analytics, Precision Farming, Data-driven Decision Making, Business Intelligence.

Language: Английский

Citations

24

Product strategy development and financial modeling in AI and Agritech Start-ups DOI Creative Commons

Eyitayo Raji,

Tochukwu Ignatius Ijomah,

Osemeike Gloria Eyieyien

et al.

Finance & Accounting Research Journal, Journal Year: 2024, Volume and Issue: 6(7), P. 1178 - 1190

Published: July 7, 2024

This paper explores the intricate dynamics of product strategy development and financial modeling within burgeoning fields AI agritech start-ups. It begins by delineating stages development—from idea generation market research to launch scaling—emphasizing customer-centricity, innovation, collaborative partnerships as pivotal drivers success. Financial techniques, ranging from basic revenue cost structures advanced scenario analysis risk mitigation, are examined for their role in guiding strategic decision-making ensuring sustainability. In sector, rapid advancements machine learning data analytics reshaping industries through intelligent automation predictive insights. Agritech, meanwhile, leverages technology optimize agricultural processes, enhance productivity, promote sustainable practices amid global challenges. Both sectors share synergies integrating technologies innovate offerings performance, albeit facing distinct challenges such regulatory compliance adoption. Practical examples illustrate how start-ups apply these insights refine strategies models, enhancing competitiveness scalability. The implications practice underscore importance adapting dynamics, leveraging technological innovations, fostering collaborations drive growth innovation. Keywords: AI, Product Strategy Development, Modeling, Start-Ups

Language: Английский

Citations

16

Dynamic financial modeling and feasibility studies for affordable housing policies: A conceptual synthesis DOI Creative Commons

Adetola Adewale Akinsulire,

Courage Idemudia,

Azubuike Chukwudi Okwandu

et al.

International Journal of Advanced Economics, Journal Year: 2024, Volume and Issue: 6(7), P. 288 - 305

Published: July 24, 2024

The escalating demand for affordable housing necessitates innovative approaches to financial modeling and feasibility analysis ensure the success sustainability of policies. This abstract presents a conceptual synthesis dynamic studies, exploring their pivotal role in shaping effective Dynamic involves creating flexible adaptive models that account varying economic conditions, policy changes, market fluctuations. These are essential predicting outcomes, assessing viability projects, guiding investment decisions. By incorporating real-time data scenario analysis, help stakeholders understand potential risks opportunities, enabling more informed decision-making. Key components include cash flow sensitivity testing, planning, which together provide comprehensive view project's over time. Feasibility studies complement by evaluating practical aspects such as site selection, regulatory compliance, demand. assess alignment projects with community needs requirements, ensuring proposed developments both feasible beneficial. often cost estimates, risk assessments, providing detailed understanding project constraints opportunities. offers robust framework It allows integration projections considerations, policies not only economically viable but also aligned social objectives. Case from various regions demonstrate effectiveness this approach identifying successful strategies addressing common challenges. In conclusion, crucial tools developing implementing They dimensions, facilitating decision-making enhancing impact initiatives. underscores importance integrating these methodologies achieve long-term affordability Keywords: Policies, Affordable Housing, Studies, Financial Modeling, Synthesis.

Language: Английский

Citations

9

AI-Driven accessibility: Transformative software solutions for empowering individuals with disabilities DOI Creative Commons

Nnaemeka Valentine Eziamaka,

Theodore Narku Odonkor,

Adetola Adewale Akinsulire

et al.

International Journal of Applied Research in Social Sciences, Journal Year: 2024, Volume and Issue: 6(8), P. 1612 - 1641

Published: Aug. 3, 2024

The integration of artificial intelligence (AI) in developing software solutions marks a pivotal advancement enhancing accessibility for individuals with disabilities. This paper explores the transformative potential AI-driven technologies designed to empower those physical, sensory, and cognitive impairments. AI's capability learn adapt diverse user needs enables creation personalized intuitive applications, offering unprecedented levels independence inclusion. encompass various innovations, including speech recognition, natural language processing (NLP), computer vision. Speech recognition facilitate communication hearing impairments by converting spoken into text vice versa. NLP advancements have enabled development sophisticated text-to-speech systems, which can read aloud content visually impaired users, prediction tools that assist users motor typing efficiently. Furthermore, vision technology provides real-time image video aiding navigating their environment identifying objects. These are integrated everyday devices platforms, significantly utility accessibility. For instance, AI-powered screen readers voice assistants now embedded smartphones computers, providing seamless access information digital services. Educational leveraging AI ensures learning materials accessible all students, regardless disabilities, tailored support. impact extends beyond personal empowerment societal By enabling greater participation education, employment, social activities, these help bridge gap between disabilities peers. Companies organizations benefit from talents perspectives more inclusive workforce, driving innovation economic growth. However, implementation also present challenges. Ensuring data privacy security, avoiding bias algorithms, maintaining affordability user-friendliness critical considerations. Ongoing research, collaboration among stakeholders, design practices essential address challenges maximize benefits In conclusion, revolutionizing way interact world. harnessing power AI, offer opportunities independence, inclusion, empowerment, ultimately contributing equitable society. Keywords: Al-Driven, Accessibility, Transformative, Disabilities, Empowering.

Language: Английский

Citations

9

Advanced strategies for achieving comprehensive code quality and ensuring software reliability DOI Creative Commons

Nnaemeka Valentine Eziamaka,

Theodore Narku Odonkor,

Adetola Adewale Akinsulire

et al.

Computer Science & IT Research Journal, Journal Year: 2024, Volume and Issue: 5(8), P. 1751 - 1779

Published: Aug. 3, 2024

Achieving comprehensive code quality and ensuring software reliability are critical goals in modern engineering. This paper delves into advanced strategies that encompass both technical organizational practices, aiming to enhance boost reliability. Key include the implementation of rigorous review processes, adoption automated testing frameworks, utilization static dynamic analysis tools. Firstly, processes fundamental for maintaining high standards quality. By fostering a collaborative environment where peer reviews routine, teams can catch potential issues early, ensure adherence coding standards, promote knowledge sharing. practice not only improves but also enhances team cohesion expertise. Secondly, frameworks indispensable achieving test coverage reducing incidence bugs. Unit tests, integration end-to-end when automated, provide continuous feedback changes do introduce new defects. approach is crucial reliability, especially agile DevOps environments rapid iterations common. Furthermore, tools development pipeline offers additional layers assurance. Static inspect codebase vulnerabilities, smells, compliance with without executing program. Dynamic tools, on other hand, evaluate during runtime detect memory leaks, concurrency issues, performance bottlenecks. Together, these assessment code’s health Moreover, culture improvement learning within essential. Regular training sessions, workshops, knowledge-sharing activities help keeping updated latest advancements engineering practices Encouraging mindset quality-first among developers ensures long-term benefits sustainability. In conclusion, require multifaceted integrates reviews, Coupled strong improvement, collectively contribute robust, reliable, high-quality systems. Keywords: Software Reliability, Code Quality, Advanced, Strategies, Comprehensive.

Language: Английский

Citations

4

Leveraging Advanced Technologies for Efficient Project Management in Telecommunications DOI Creative Commons

Abidemi Adeleye Alabi,

Sikirat Damilola Mustapha,

Afees Olanrewaju Akinade

et al.

International Journal of Multidisciplinary Research and Growth Evaluation, Journal Year: 2025, Volume and Issue: 6(1), P. 318 - 327

Published: Jan. 1, 2025

In the fast-paced and highly competitive telecommunications industry, efficient project management is crucial to maintaining operational excellence achieving strategic objectives. Advanced technologies are increasingly being leveraged enhance practices, driving improvements in efficiency, accuracy, adaptability. This paper explores how cutting-edge tools methodologies revolutionizing telecommunications, leading more effective planning, execution, control of projects. One primary transforming Artificial Intelligence (AI). AI-powered enable managers automate routine tasks, optimize resource allocation, predict outcomes with greater accuracy. Machine learning algorithms analyze historical data identify patterns forecast potential risks, allowing proactively mitigate issues before they escalate. AI also facilitates real-time decision-making by providing actionable insights recommendations based on analytics. Another significant advancement adoption cloud computing platforms. These platforms provide scalable flexible solutions that support collaboration sharing across dispersed teams. Cloud-based seamless integration various functions, such as scheduling, budgeting, performance tracking, ensuring all stakeholders have access up-to-date information can collaborate effectively regardless their location. The Internet Things (IoT) making a substantial impact telecommunications. IoT devices sensors collect from network infrastructure field operations, valuable into system utilization. data-driven approach enhances accuracy planning monitoring, enabling use assets timely identification issues. Furthermore, blockchain technology explored for its improve transparency security processes. Blockchain's decentralized immutable ledger ensures securely recorded easily auditable, reducing risk fraud enhancing trust among stakeholders. conclusion, advanced AI, computing, IoT, sector. offer benefits terms collaboration, telecom companies manage complex projects stay rapidly evolving industry. By leveraging these tools, ensure successful delivery, use, achieve goals agility precision.

Language: Английский

Citations

0

Integrating Marketing and Sales Strategies: Boosting Brand Visibility and Customer Engagement DOI Open Access

Ogechukwu Nwanneka Ezechi,

Oluwakemi Famoti,

Chikezie Paul-Mikki Ewim

et al.

International Journal of Scientific Research in Computer Science Engineering and Information Technology, Journal Year: 2025, Volume and Issue: 11(1), P. 1495 - 1514

Published: Feb. 3, 2025

This review examines the integration of marketing and sales strategies as a crucial approach for boosting brand visibility enhancing customer engagement in today's competitive business environment. The fusion efforts aims to create seamless journey, ensuring that potential customers receive consistent messaging experience at all touchpoints. By aligning sales, organizations can leverage strengths both functions drive better outcomes. process begins with establishment common goals metrics teams work towards. includes defining target audiences, setting clear objectives, developing unified message resonates customers. Collaborative planning sessions regular communication between help creating cohesive strategy addresses needs preferences effectively. One key elements this is use data analytics. sharing insights, develop more targeted campaigns personalized approaches. data-driven allows identification high-value prospects creation tailored content appeals specific segments market. Additionally, automation tools Customer Relationship Management (CRM) systems facilitate information tracking interactions across teams. Furthermore, plays vital role integrated approach. High-quality, relevant pain points provides value attract nurture leads through funnel. Sales engage meaningful conversations demonstrate company's expertise commitment solving their problems. benefits integrating include increased visibility, improved lead generation, higher conversion rates, stronger relationships. working together, efficient effective engaging customers, ultimately leading sustainable growth edge marketplace.

Language: Английский

Citations

0

Artificial intelligence (AI) and financial technology (FinTech) in Tanzania; legal and regulatory issues DOI

Abdallah Mrindoko Ally

International Journal of Law and Management, Journal Year: 2025, Volume and Issue: unknown

Published: March 3, 2025

Purpose This paper aims to investigate the legal challenges arising from increasing integration of artificial intelligence (AI) within financial industry. It examines issues such as data privacy, cyber security, fraud and consumer protection, well ethical concerns like algorithmic bias, fairness transparency. The study explores ways create a regulatory environment that supports innovation while ensuring stability protection. also impact FinTech innovations, mobile banking block chain, on Tanzania’s landscape, providing recommendations for adapting laws better manage AI integration. Design/methodology/approach adopts doctrinal approach comparative analysis assess Tanzanian laws, identifying gaps proposing solutions. draws international frameworks applies both deductive inductive reasoning, alongside key rules statutory interpretation, including mischief rule, literal golden rule purposive approach. Key Cybercrime Act (2015), Electronic Transactions Personal Data Protection (2022) National Payments System are critically examined. Comparative with standards further highlights areas improvement opportunities harmonization. Findings revealed existing instruments in Tanzania, 2015, Transaction 2015 others, inadequate addressing specific posed by FinTech. There is significant need specialized facilitate inclusion digital economy protect consumers potential risks associated emerging technologies. has democratized access services but introduced unforeseen complexities gaps. Originality/value presents an in-depth sector. Its originality value stem its focused exploration AI’s influence FinTech, detailed practical legislative reform recommendations. discussion provides insights into local framework preparedness handle automated contracts. localized fills gap literature, offering valuable information policymakers scholars interested contributes discourse regulations adaptation

Language: Английский

Citations

0

Advancing financial inclusion and technological innovation through cutting-edge software engineering DOI Creative Commons

Theodore Narku Odonkor,

Nnaemeka Valentine Eziamaka,

Adetola Adewale Akinsulire

et al.

Finance & Accounting Research Journal, Journal Year: 2024, Volume and Issue: 6(8), P. 1320 - 1348

Published: Aug. 3, 2024

Advancing financial inclusion and fostering technological innovation through cutting-edge software engineering are paramount in addressing the global disparities access to services. This paper explores critical role of revolutionizing sector, particularly enhancing for underserved populations. Financial inclusion, which ensures that individuals businesses have useful affordable products services, is a cornerstone economic development. Despite its importance, significant portion population remains unbanked or underbanked, primarily due limited traditional banking infrastructure. Technological innovation, driven by advancements engineering, presents transformative solution this challenge. Cutting-edge practices at forefront developing robust, scalable, secure solutions. Mobile applications, instance, leverage sophisticated architectures provide seamless services users remote areas. These applications facilitate various transactions, including money transfers, bill payments, savings, thereby integrating into formal system. Additionally, blockchain technology, underpinned advanced offers decentralized platform transactions. Blockchain's inherent transparency security features make it an ideal tool trust reducing fraud By enabling low-cost cross-border technology significantly contributes making accessible those previously excluded. Artificial Intelligence (AI) machine learning, powered algorithms, further enhance providing personalized AI-driven chatbots virtual assistants offer 24/7 customer support, ensuring constant guidance. Moreover, AI algorithms analyze user data tailored products, such as customized loan investment advice, meeting unique needs diverse users. promising potential, integration these technologies faces challenges, privacy navigating regulatory landscapes. However, strategic collaboration between institutions, providers, bodies, challenges can be mitigated. In conclusion, advancing not only bridges gap but also drives more inclusive economically empowered society. Keywords: Inclusion, Innovation, Advancing, Software Engineering, Cutting-Edge.

Language: Английский

Citations

2

Building resilience in small businesses through effective relationship management and stakeholder engagement DOI Creative Commons

Theodore Narku Odonkor,

Oghenekome Urefe,

Edith Ebele Agu

et al.

International Journal of Management & Entrepreneurship Research, Journal Year: 2024, Volume and Issue: 6(8), P. 2507 - 2532

Published: Aug. 3, 2024

In an increasingly volatile and competitive business environment, building resilience is essential for the survival growth of small businesses. This paper explores how effective relationship management stakeholder engagement can strengthen in enterprises. The focus on developing strong relationships with customers, employees, suppliers, broader community, alongside fostering transparent communication trust. Effective begins understanding addressing needs expectations key stakeholders. For businesses, maintaining customer paramount. involves delivering exceptional service, personalized experiences, consistent value. By actively listening to feedback adapting their evolving preferences, businesses enhance loyalty reduce churn rates. Employee another critical aspect resilience. Engaged employees are more productive, innovative, committed company's success. Small should prioritize creating a positive work offering opportunities professional growth, recognizing employee contributions. Open channels inclusive decision-making processes further boost morale retention. Supplier also play vital role Establishing reliable mutually beneficial partnerships suppliers ensures steady flow goods services. negotiate favorable terms, maintain communication, diversify supplier base mitigate risks associated supply chain disruptions. Community corporate social responsibility (CSR) initiatives reputation credibility participating community development environmental sustainability efforts, build local networks garner support from community. These not only improve brand image but create sense purpose belonging among requires trust-building. regularly update stakeholders developments, challenges, successes. Utilizing digital platforms, media, newsletters facilitate timely communication. Building trust demonstrating consistency, integrity, accountability all dealings. conclusion, through nurturing connections trust, mutual support, adaptability, sustain navigate complexities modern landscape. Keywords: Resilience, Businesses, Management, Stakeholder, Relationship.

Language: Английский

Citations

2