A Review of FinTech Research in the Context of Digital Innovation DOI Creative Commons
Chen Ping

Scientific Journal of Technology, Journal Year: 2024, Volume and Issue: 6(7), P. 130 - 140

Published: July 21, 2024

Fintech, as an important engine for deepening the structural reform of financial supply side, is profoundly affecting overall direction international industry. The study fintech regulation strong practical significance in accelerating transformation and upgrading industry coping with new challenges development context digital innovation. article utilizes literature research method to systematically sort out results on China some extra-territorial countries, mainly reviews five aspects fintech's motivation, business model innovation, risk prevention, regulatory challenges, strategies. At present, overseas countries have fully realized importance innovation launched discussions, but still its infancy, depth breadth needs be expanded.

Language: Английский

Scalability meets regulation: UTXO-based sharding and zero-knowledge proofs for regulated digital currencies DOI
Si Yuan Jin, Yong Xia,

Bo Tong Xu

et al.

Cluster Computing, Journal Year: 2024, Volume and Issue: 27(4), P. 3983 - 3996

Published: Feb. 6, 2024

Language: Английский

Citations

1
Exploring Healthcare Entrepreneurship Ecosystem to Foster Solutions for Underserved Communities DOI
Abdalilah Owaishiz, Tugrul Daım, Saeed Alzahrani

et al.

IEEE Transactions on Engineering Management, Journal Year: 2024, Volume and Issue: 71, P. 8251 - 8266

Published: Jan. 1, 2024

There are significant disparities in access to healthcare treatment and this study investigates the entrepreneurship ecosystem challenges considerations associated within. is a lack of research on how evaluate assess ecosystem, especially when applying multi-criteria decision-making (MCDM) methods. The Hierarchical Decision Model (HDM) has been utilized identify several perspectives factors grouped under them by expert's quantification. This concentrates underserved communities because that where biggest needs impact can be made support achieving health equity universal coverage. findings will help public private organizations increase activity identifying providing multiple solutions scenarios meet strategic advantages.

Language: Английский

Citations

1
Uncovering the Benefits of Machine Learning for Automating Financial Regulatory Tasks DOI

Sagar Varma Samanthapudi,

Piyush Rohella,

Sheetal Temara

et al.

Published: April 18, 2024

Machine Learning (ML) gives the ability to automate economic regulatory responsibilities in terms of price savings and more green process control. Current advances ML have enabled improvement models that may interpret complicated sets facts technique extracting preferred from these records. The development such a price-effective efficient opportunity greater luxurious time-consuming guide labor. Moreover, fashions are capable perceiving correctly categorizing data ensure information accuracy compliance with policies. It allows company adhere policies without human oversight, lowering each value time constraints. will be further prolonged other factors enterprise by making use unsupervised advanced on switch learning, together deep learning. Those allow automation inclusive assessing threat associated investments or transactions, facilitating quicker knowledgeable techniques. Ordinary, usage for financial law automatization processes is precious decreasing constraints sure compliance. Through leveraging ML, institutions can take advantage extra internal manner efficiency statistics fewer risks.

Language: Английский

Citations

1
The Importance of Fintech in Promoting Regulatory Compliance in Major Fintech Subsectors DOI
Manali Agrawal, Mohammad Irfan, Anjali Goyal

et al.

Advances in finance, accounting, and economics book series, Journal Year: 2024, Volume and Issue: unknown, P. 35 - 48

Published: June 28, 2024

Fintech, which combines the words “financial” and “technology,” refers to integration of new technical developments with financial industry goods services. The phrase a quickly expanding sector that meets needs both companies consumers in variety ways. Fintech offers seemingly limitless range uses, from cryptocurrencies investment apps mobile banking insurance. is an essential component because our increasing reliance on technology, large data sets, intricate networks institutions, affordable IT solutions like process automation software. regulatory environment have changed due growing use FinTech solutions. Businesses implement fintech are guaranteed provide end customers secure addition good risk management. Digital payments, digital lending, InsurTech, WealthTech some major subsectors. In upcoming years, each these sectors expected significant uptrend.

Language: Английский

Citations

1
Internal regulatory technology (RegTech) and bank liquidity risk: evidence from Chinese listed banks DOI
Yufei Xia,

Xuyan Lu,

Z. Hao

et al.

Applied Economics Letters, Journal Year: 2024, Volume and Issue: unknown, P. 1 - 6

Published: Sept. 9, 2024

Language: Английский

Citations

1
An Exploration of Contemporary Trends in Finance Research DOI
Mukta Mani

Journal of the Knowledge Economy, Journal Year: 2024, Volume and Issue: unknown

Published: Oct. 31, 2024

Language: Английский

Citations

1
Automated cybersecurity compliance and threat response using AI, blockchain and smart contracts DOI Creative Commons
Lampis Alevizos

International Journal of Information Technology, Journal Year: 2024, Volume and Issue: unknown

Published: Dec. 15, 2024

Abstract To address the challenges of internal security policy compliance and dynamic threat response in organizations, we present a novel framework that integrates artificial intelligence (AI), blockchain, smart contracts. We propose system automates enforcement policies, reducing manual effort potential human error. Utilizing AI, can analyse cyber rapidly, identify non-compliances automatically adjust defence mechanisms. Blockchain technology provides an immutable ledger for transparent logging actions, while contracts ensure uniform application measures. The framework’s effectiveness is demonstrated through simulations, showing improvements rates times compared to traditional methods. Ultimately, our approach scalable solution managing complex costs enhancing efficiency achieving compliance. Finally, discuss practical implications future research directions further refine implementation challenges.

Language: Английский

Citations

1
Fintech and Regtech as Tools of Financial Digitalization and the Regulatory Framework in Achieving Sustainable Development Insights from Albania DOI Creative Commons

Mateo Spaho,

Iris Beleraj

Journal of Lifestyle and SDGs Review, Journal Year: 2024, Volume and Issue: 5(2), P. e03407 - e03407

Published: Dec. 16, 2024

Objectives: This study endeavors to scrutinize the development of e-banking services, which represent most recognized and utilized form digital finance in nation with respect attainment Sustainable Development Goal 9 (SDG9). Method: research employed an online survey conjunction a SWOT analysis assess strengths, weaknesses, opportunities, threats related FinTech RegTech within Albania. Results: The key finding derived from questionnaire suggests that predominant smart technology by Albanian consumers is e-banking. delineates evident strengths FinTech, including near instantaneous efficient transactions, minimal transaction fees, continuous access checking accounts. However, found possess limited familiarity services RegTech. Research implications: highlights imperative for Albania adopt activity-based regulatory approach applies consistent rules regardless legal status entity or level employed. Specifically, it essential formulate structure facilitates entry new market participants, thereby enhancing competitive dynamics modernizing delivery traditional financial services. Originality/Value: contributes ongoing discourse regarding advancement developing nations provides salient recommendations policymakers, regulators, institutions leveraging technologies emerging context such as

Language: Английский

Citations

1
Configuring the RegTech business model to explore implications of FinTech DOI Creative Commons
Jen‐Sheng Wang,

Yen-Tzu Chen

Egyptian Informatics Journal, Journal Year: 2024, Volume and Issue: 26, P. 100483 - 100483

Published: June 1, 2024

Regulatory technology (RegTech) is a significant in the financial (FinTech) field that can assist FinTech and innovations to solve issues of complying with laws regulations. However, RegTech mainly composed finance, regulatory emerging sectors, its business model involves multiple dimensions, such as those among governments, banks companies cross-border FinTech. Therefore, startups exhibit distinctive features, optimum for their operation needs be rapidly determined. This study uses canvas (BMC) an example configure elements determinants start-ups applies Delphi technique criteria decision-making (MCDM) approaches analysis. The results indicate 'customer relations (CR)' 'key activities (KA)' are most BMC elements. Additionally, relevant top-ranked are, order importance, 'Big Data analysis', 'system feasibility evaluation', 'long-term customization', 'data assessment stakeholder descriptions', 'short-term projects'. In particular, models complex concludes beneficial not only advancement but also other technologies

Language: Английский

Citations

1
Research on the Development of Inclusive Finance in Hong Kong: A Fintech Perspective DOI Open Access

Chen Xiangshan

International Journal of Economics and Finance, Journal Year: 2024, Volume and Issue: 16(5), P. 28 - 28

Published: March 28, 2024

The concept of inclusive finance encompasses the dissemination accessible, efficient, and affordable financial services to every segment stratum society, fostering broader reach intensification services. As global economy evolves, has emerged as a critical component within frameworks numerous nations. Nevertheless, conventional systems exhibit certain constraints when catering micro, small, medium enterprises, well individuals with lower incomes, leaving unresolved issues service universality disparities in access. Financial technology, or FinTech, involves collection technologies business models that leverage technological innovation create new products, enhance delivery, streamline operations, thereby improving overall efficiency. advent FinTech presents both avenues challenges for integration Hong Kong, prominent international hub, boasts sophisticated, resilient, highly liberalized architecture. surge Kong introduced fresh advancement Despite this, progression encounters obstacles, including persistence exclusion need enhanced literacy. This study evaluates current state development scrutinizes deployment context finance, offers pertinent policy suggestions bolster growth region. insights derived from this research facilitate deeper comprehension landscape investigate role domain, provide valuable guidance proposals further Kong. Furthermore, findings paper hold relevance potential implications other jurisdictions.

Language: Английский

Citations

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