Progress
for
women
is
hampered
in
Tajikistan
by
enduring
gender
differences
earnings,
political
representation,
and
involvement
the
labour
force.
Gender-specific
problems
continue
because
men
earn
more
across
all
industries
there
are
a
lot
of
young
who
Not
Education,
Employment
or
Training
(NEET).
Given
potential
digital
financial
inclusion
to
improve
economic
opportunities
women,
it
crucial
look
into
how
these
dynamics
impact
e-wallet
usage.
This
study
investigates
affects
relationship
between
usage
intention,
attitude,
subjective
norms
Tajikistan.
Complete
responses
were
given
288
males
127
took
part
survey.
The
results
show
that
has
an
on
ways
affect
use
e-wallets.
adoption
e-wallets
substantially
influenced
their
views,
whereas
male
intention
driven
norms.
Stakeholders
should
give
equality
high
priority
sectors,
particularly
finance,
light
Tajikistan's
employment,
compensation,
landscape.
Initiatives
focused
education
advised
understanding
advantages
It
recommended
adopt
customized
marketing
strategies
consider
influences
use.
Government,
institutions,
civil
society
collaboration
essential
promoting
gender-inclusive
Future Business Journal,
Journal Year:
2023,
Volume and Issue:
9(1)
Published: Sept. 4, 2023
Abstract
In
today's
digital
economy,
wallets
are
becoming
increasingly
significant.
Various
factors
influence
wallet’s
usage
behaviour,
e.g.
consumer
attitudes
and
views
of
wallets,
the
perceived
benefits
hazards
using
ease
use
reliability
wallet
services.
This
study
empirically
examines
behaviour
with
a
particular
focus
on
role
risk
as
mediator
trust
service
quality
moderators.
quantitative
primary
data-based
used
survey
approach
to
collect
data
structured
questionnaires
from
450
users,
were
analyzed
PLS-SEM
(Smart
PLS
4.0).
The
findings
show
that
behavioural
intention
positively
significantly
impacts
mediates
proposed
relationship,
while
showed
strong
moderating
effects
relationship
between
behaviour.
adds
literature
adoption
by
emphasizing
complex
intention,
risk,
trust,
quality.
can
help
providers
build
successful
strategies
increase
its’
acceptance
usage.
International Journal of Bank Marketing,
Journal Year:
2024,
Volume and Issue:
42(5), P. 870 - 896
Published: Feb. 23, 2024
Purpose
The
study
investigates
the
influence
of
perceived
security
(PS)
on
behavioral
intention
(BI)
via
trust
attitude
process
and
explores
moderating
effects
gender.
PS
in
mobile
wallets
enhances
user
(TR),
(ATT)
(INT).
Using
a
multiple
serial
mediation
model,
both
TR
ATT
were
found
to
mediate
relationship
between
BI.
Design/methodology/approach
Drawing
stimulus-organism-response
(S-O-R)
theory,
proposed
conceptual
model
comprises
PS,
TR,
An
online
survey
was
conducted
with
cross-sectional
sample
744
wallet
users
India.
Partial
least
squares
structural
equation
modeling
(PLS-SEM)
used
analyze
hypothesized
relationships
test
effects.
Findings
Results
show
that
stimulus,
has
positive
significant
ATT,
which
eventually
research
explains
64.4
percent
variance
Further,
independently
parallelly
Lastly,
gender
is
moderate
BI
Practical
implications
showed
importance
towards
adoption
INTs.
findings
support
idea
developing
essential
for
shaping
This
suggests
service
providers
should
invest
methods
not
just
enhance
but
also
reinforce
platform.
To
demonstrate
must
ensure
confidentiality
privacy
data,
keep
customer
interests
mind
fulfill
commitments.
strengthening
excellent
extremely
important.
Originality/value
While
prior
researchers
have
majorly
technology
acceptance
(TAM)
unified
theory
use
(UTAUT)
models
explain
INTs,
this
examines
through
lens
SOR
framework.
Journal of Lifestyle and SDGs Review,
Journal Year:
2025,
Volume and Issue:
5(3), P. e05440 - e05440
Published: March 10, 2025
Objective:
This
study
examines
the
application
of
Behavioral
Reasoning
Theory
(BRT)
framework
in
e-business
adoption
within
small
and
medium-sized
enterprises
(SMEs)
food
beverage
(FnB)
sector.
It
aims
to
address
gaps
understanding
how
cognitive
reasoning
influences
technology
adoption,
particularly
emerging
economies.
research
aligns
with
sustainable
development
goal
no
poverty
by
exploring
digital
transformation
SMEs
can
drive
economic
growth
job
creation,
fostering
financial
stability
among
business
owners
workers.
Furthermore,
it
supports
Industry,
Innovation,
Infrastructure
emphasizing
role
platforms
strengthening
resilience
competitiveness,
while
advocating
for
partnerships
goals
through
collaboration
between
policymakers,
providers,
industry
stakeholders
enhance
adoption.
Method:
A
bibliometric
analysis
a
systematic
literature
review
(SLR)
were
conducted
on
519
peer-reviewed
articles.
Articles
selected
based
relevance
BRT,
SMEs,
focus
identifying
frameworks,
trends,
existing
gaps.
Results
Discussion:
While
there
is
growing
interest
BRT
studies,
especially
markets,
limited
links
FnB
SMEs.
Only
nine
studies
applied
broadly,
minimal
negligible
attention
Research
Implications:
Insights
from
this
guide
policymakers
providers
design
frameworks
addressing
SMEs'
specific
challenges
adopting
e-business.
emphasizes
potential
creating
targeted
training,
support
systems,
strategies
Originality/Value:
first
systematically
applications
sector,
highlighting
significant
providing
roadmap
future
practical
applications.
underscores
untapped
advance
VINE Journal of Information and Knowledge Management Systems,
Journal Year:
2024,
Volume and Issue:
unknown
Published: Sept. 4, 2024
Purpose
A
mobile
wallet
(m-wallet)
is
a
part
of
financial
technology
products
and
still
in
the
infant
stage
Palestine.
The
acceptance
model
(TAM)
formed
basis
development,
which
was
extended
study
to
include
an
analysis
how
knowledge
sharing
(KOS),
perceived
value
(PEV),
privacy
awareness
control
(PRI)
security
(SEC)
influenced
primary
TAM
components
ease
use
(PEU),
usefulness
(PRU)
intention
m-wallets
among
Palestinian
users.
Design/methodology/approach
This
used
questionnaires
as
its
data
collection
method.
were
distributed
via
online
media,
period
spanned
from
January
10,
2023,
February
21,
2023.
received
360
responses
participants.
Smart
PLS
SPSS
v.23
software
perform
method
test
on
collected
questionnaire
data.
Findings
study’s
findings
demonstrate
factors
influencing
users’
adoption
by
extending
Technology
Acceptance
Model
sharing,
value,
security,
addition
main
elements,
(PEU)
(PU),
offering
new
insights
into
developing
regions
addressing
gaps
literature.
Research
limitations/implications
has
some
limitations.
First,
it
limited
because
looks
at
intentions
rather
than
their
actual
usage.
m-wallet
should
be
topic
further
research.
Second,
focusing
Small
Medium
Enterprises
(SMEs),
this
examined
m-wallets.
Thus,
SMEs’
may
studied
future
Third,
users
Palestine,
results
not
generalizable.
Therefore,
additional
populations
cultures
Fourth,
convenience
sample
282
As
result,
easy
generalize
sizable
population.
Future
studies
larger
sizes
or
random
samples.
Finally,
direct
relationship
between
independent
dependent
variables.
research
consider
personal
innovativeness
artificial
intelligence
potential
moderators.
Practical
implications
User
can
important
factor
driving
user
m-wallet.
Users
raise
experiences
with
others
about
uses,
features
advantages.
particularly
useful
country
like
where
are
widely
accepted
used.
service
providers
improve
services
motivate
share
increase
use.
For
instance,
provide
support
programs
that
assist
resolving
issues,
responding
inquiries
feedback
service.
Additionally,
enhance
experience
providing
user-friendly
interfaces,
quick
dependable
robust
features.
By
improving
supportive
responsive
environment,
encourage
positive
Social
widespread
area
research,
significant
theoretical
for
adoption.
M-wallets
secure
way
pay
without
cash
physical
cards.
identifying
affecting
help
develop
marketing
strategies.
Extending
four
(knowledge
security)
improved
our
understanding
models.
empirically
examines
novel
Arab
world.
these
strongly
affect
fills
gap
Palestine
adds
literature
technologies.
one
first
examine
control,
models
general
specific
context.
Originality/value
preliminary
empirical
investigates
external
variables
model.
fill
existing
key
Palestinians’
also
contributes
area.
To
date,
no
have
explored
terms
awareness,
essential
Sustainability,
Journal Year:
2023,
Volume and Issue:
15(11), P. 8735 - 8735
Published: May 29, 2023
This
study
aims
to
investigate
the
phenomenon
of
over-ordering
behavior
in
social
dining
as
a
significant
contributor
food
waste,
utilizing
an
integrated
conceptual
model
that
combines
theory
planned
(TPB)
and
norm
activation
(NAM)
with
moderating
role
Mianzi.
A
total
583
responses
collected
through
online
survey
are
analyzed
using
partial
least
squares–structural
equation
modeling
(PLS-SEM).
The
findings
reveal
awareness
consequences
ascription
responsibility
positively
influence
personal
norm,
while
negatively
affects
consumers’
attitude
towards
over-ordering.
Furthermore,
attitude,
subjective
perceived
behavioral
control
(PBC)
significantly
associated
behavior.
Notably,
Mianzi
moderates
relationship
between
norms
attitude.
These
contribute
deeper
understanding
factors
influencing
provide
valuable
insights
for
addressing
waste
contexts.
study’s
limitations
discussed,
future
research
directions
suggested
advance
field
reduction.
A
significant
part
of
the
global
economy
is
focused
on
financial
technologies,
such
as
digital
wallets,
a
rapidly
growing
sector.
In
2020,
2.4
billion
people
used
banking
services
globally,
and
this
figure
projected
to
rise
3.6
by
2026.
This
study
aims
evaluate
current
state
future
trends
in
research
wallets
using
scientific
databases.
The
methodology
employed
was
scoping
review
that
analyzed
778
documents
after
eligibility
process.
terms
were
“digital
wallet,”
“mobile
“e-wallet.”
Results
indicate
India,
United
States,
China
lead
wallet
research.
Factors
data
security,
ease
use,
integration
with
traditional
payment
systems
significantly
influence
adoption
wallets.
Despite
numerous
studies,
article
provides
first
in-depth
bibliometric
analysis
Scopus
Web
Science.
There
has
been
an
exponential
increase
over
last
decade,
shift
towards
technological
innovation.
Less
developed
but
key
topics
wallets,”
“blockchain,”
“block-chain”
are
fundamental
yet
have
potential
for
further
development.
Driving
themes
like
“electronic
money,”
“e-wallet,”
commerce”
central
highly
developed,
indicating
their
relevance
high
activity.
Cogent Business & Management,
Journal Year:
2023,
Volume and Issue:
10(3)
Published: Nov. 15, 2023
This
study
explores
the
role
of
perceived
customer
value
and
loyalty
relationships
in
mobile
wallet
(M-wallet).
The
further
investigates
trust
satisfaction
as
drivers
examines
traditional
value-satisfaction-loyalty
relationship.
A
total
214
responses
from
M-wallet
users
were
captured
using
a
structured
questionnaire
cross-sectional
survey
design.
data
collected
was
analyzed
with
help
structural
equation
modeling.
Trust
are
both
found
to
be
mediating
Furthermore,
results
also
confirm
sequential
mediation
impact
between
findings
practitioners
tailoring
their
relationship
strategies
promote
loyalty.
Finally,
this
recommends
that
managers
should
emphasize
leveraging
shape
addition
value.
They
focus
on
initiatives
win
trust,
satisfy
customers,
enhance
long-term
relationships.