Texila international journal of academic research, Journal Year: 2024, Volume and Issue: 11(2)
Published: April 30, 2024
Plagiarism is the use or close imitation of language and ideas another author representation them as one's own original work.Duplicate publication, sometimes called self-plagiarism, occurs when an reuses substantial parts his her
Language: Английский
Energies, Journal Year: 2024, Volume and Issue: 17(11), P. 2483 - 2483
Published: May 22, 2024
This manuscript explores the relationship between economic awareness (as a part of energy awareness) Polish households and their sustainable consumption practices. Sustainable is measured by frequency behaviors such as turning off electrical devices when not in use, removing mobile device chargers from sockets, switching lights leaving room, preferring showers over baths, using washing machines dishwashers only full, purchasing energy-efficient appliances light bulbs. Economic gauged through variables knowledge electricity tariffs, understanding electric bill components, prices, exact expenses, usage kWh, effective energy-saving methods, familiarity with efficiency classes study presents profiles high low regarding expenditures examines how these differ behaviors. research based on survey 1407 conducted online 2023. Data collected were subjected to statistical analysis are presented tables graphs. The findings discussed context existing literature field, highlighting implications contributes influences among households, providing insights for policymakers conservation initiatives. One key this paper significant association awareness, knowledge, adoption households. reveals that higher levels demonstrate notably practices related compared those lower awareness. Similarly, equipped greater about techniques exhibit propensity adopt underscores important roles literacy education fostering behavioral changes towards more practices, importance targeted interventions educational campaigns aimed at enhancing promoting consumers.
Language: Английский
Citations
8
Modern Finance, Journal Year: 2025, Volume and Issue: 3(1), P. 1 - 24
Published: Jan. 23, 2025
The global rise of financial technology offers opportunities and challenges for banking businesses, including Tanzanian banks. This study examines the influence a bank's FinTech index on efficiency 30 commercial banks categorized as large, medium, small from 2010–2021. Using panel data two-step Generalized Method Moments (GMM) estimator, finds that measuring banks' development significantly enhances across all banks, with largest impact large due to their high development. However, medium face in development, resulting negative relationship between emphasizes need regulatory frameworks supporting integration core systems, especially smaller It highlights importance collaboration risk management enhance bank stability.
Language: Английский
Citations
0
Business Strategy & Development, Journal Year: 2025, Volume and Issue: 8(2)
Published: April 10, 2025
ABSTRACT This study examines the efficiency and sustainability of domestic foreign banks in Tanzania from 2014 to 2023. Employing Data Envelopment Analysis (DEA) with bootstrapped DEA for assessment fractional logit regression identify key determinants, provides a robust empirical evaluation banking performance. The findings reveal that demonstrate higher levels than banks, mean CCR BCC scores 92.2% 93.6%, respectively, compared 80.7% 85.4% banks. Bootstrapped results indicate traditional marginally overestimates levels, yet maintain superior performance even after bias correction. Mann–Whitney U test confirms statistically significant differences ( p < 0.05), supporting hypothesis operate more efficiently. Fractional further bank size, capital adequacy, digital adoption positively influence efficiency, whereas asset quality operational costs exert negative impact. contributes resource‐based theory, X‐efficiency theory technological diffusion by demonstrating how transformation enhances sustainability. From practical perspective, offer valuable insights policymakers, regulators, institutions on optimizing strategies improve long‐term By integrating rigor theoretical depth, this comprehensive framework assessing developing economies amid transformation.
Language: Английский
Citations
0
Business Strategy & Development, Journal Year: 2024, Volume and Issue: 7(4)
Published: Nov. 22, 2024
Abstract The study is set against the backdrop of rapid technological advancements in banking sector, specifically adoption mobile banking. Over last three decades, industry Ghana, like many others emerging economies, has transitioned from traditional, branch‐based services to more automated and digital solutions. This transformation been largely driven by increasing internet penetration, phone adoption, need reach underserved populations. Despite these advances, a significant proportion population remains financially excluded, with limited access formal financial services. Thus, offers an opportunity enhance inclusion, particularly for marginalised communities Ghana. aims investigate factors influencing assess how they impact inclusion among customers commercial banks economy. through use structured questionnaire gathered 65 primary data managers supervisors within 13 employed purposive sampling technique select whilst using convenience gather banks. results show that transfer negative relationship but account management positive inclusion. Furthermore, depict Mobile payment have no relationship. Policy development should focus on unbanked individuals, enabling Commercial innovate money connections expand motivation technical provide value‐added improve services, ultimately promoting shed light transfer, payment, further provides implications policymakers sub‐Saharan Africa.
Language: Английский
Citations
2
Foods, Journal Year: 2024, Volume and Issue: 13(23), P. 3959 - 3959
Published: Dec. 8, 2024
This paper presents a review of the technologies and services associated with online grocery shopping. The progress in field shopping has been very rapid recent years. Hence, there was need to systematize knowledge about latest various solutions used this topic. authors searched internet, focusing on websites different supermarkets, shops, other that offer shopping, as well reviewed scientific papers. Based collected material, created four thematic parts, which include: (1) supermarket services; (2) dedicated delivery farm-to-table; (3) Virtual Reality metaverse; smart devices (4) AI food ordering-the last part includes devices, such refrigerators, ovens, their functionality, connected them. refer 243 sources. research three following objectives: exploring presenting emerging applied ways technological advances related digitalization discussing upcoming technologies, services, methods provides wide range offered by both supermarkets stores (e.g., applications, VR metaverse shopping) companies deliveries, product tracking), highlighting numerous functions available thanks voice control, own lists, control products, quantities expiration dates, management user preferences, many more). also discusses social issues presented solutions, influence consumer behavior, barriers adoption, challenges.
Language: Английский
Citations
2
Texila international journal of academic research, Journal Year: 2024, Volume and Issue: 11(2)
Published: April 30, 2024
This article analyses the factors that affect adoption of technology by rural women in Umguza district Zimbabwe. The Unified Theory Acceptance and Use Technology 2 (UTAUT2) model, provides theoretical framework for understanding influence women’s technology. By situating investigation within UTAUT2 framework, study seeks to offer a more refined determinants affecting among implications inclusivity. A deductive approach was used, information collected through survey 250 19 wards district, as well reviewing secondary data form government, non-governmental, industry reports scholarly articles. Regression analysis used draw insights into influencing women. concluded Performance Expectancy (PE), Facilitating conditions (FC), Social Influence (SI) Effort (EE) However, Hedonic Motivation (HM), Price Value (PV) Habit (HT) were found not decision adopt results this help shed light on map strategies promote adoption. recommendations from can provide private sector, civil society seeking contribute body research digitalisation
Language: Английский
Citations
0
Texila international journal of academic research, Journal Year: 2024, Volume and Issue: 11(2)
Published: April 30, 2024
Plagiarism is the use or close imitation of language and ideas another author representation them as one's own original work.Duplicate publication, sometimes called self-plagiarism, occurs when an reuses substantial parts his her
Language: Английский
Citations
0