Measuring Financial Management and Bankability of Small Business Mumpreneurs through Triangulation Study

Information Management and Business Review, Journal Year: 2025, Volume and Issue: 17(1(I)), P. 328 - 341

Published: Feb. 28, 2025

Women's entrepreneurship can help to achieve “No Poverty” (SDG 1) and “Gender Equality” 5) under the targeted area of 17 Sustainable Development Goals 2030. The business sector contributes significantly country's economic development. primary purpose this study is explore financial management practice bankability B40 mumpreneurs. design uses a mixed-method approach based on semi-structured interview 23 respondents survey 200 entrepreneurs. All recorded data were transcribed for thematic analysis. has been examined using AMOS SEM triangulation method employed check completeness ensure that valid. results discovered at low level, with several issues having identified. These include poor credit score, lack knowledge skills, failure calculate proper selling price, management, personal account matters, audit, savings investments, underutilization tools. showed significant relationship between levels.

Language: Английский

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A SCIENTIFIC-METHODICAL APPROACH TO THE FORMATION OF A MANAGEMENT MECHANISM FOR THE DEVELOPMENT OF THE ENTERPRISE INNOVATIVE POTENTIAL

Innovation and Sustainability, Journal Year: 2023, Volume and Issue: unknown, P. 30 - 38

Published: Jan. 9, 2023

The paper substantiates the relevance of problems regarding formation and development enterprise innovative potential as a system indicator that characterizes level its efficiency in implementation strategy. In order to determine specific features business entity’s potential, article examines main approaches domestic foreign scientists definition this concept essence. work summarized researchers defining essence three groups. Based on results analysis generalization existing determining innovation well from standpoint statement constant enables entity obtain competitive advantages, solve production take stable position market, improved conceptual terminological apparatus by interconnected scientific technical, technological, personnel, financial, material, human resources intangible components (the readiness ability management potential), which allows ensure creation innovations, their further transformation into final product or service, which, turn, comprehensively ensures sustainable enterprise. On basis study peculiarities conditions dynamic environment, develops foundations managing part methodological approach, provides for presence flexible adaptation changes external internal process developing implementing also takes account dependence interrelationship goals operation set tasks, methods tools methodical information support potential.

Language: Английский

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Analysis of Trends in Mortgage Lending in the Agricultural Sector of Ukraine

Journal of risk and financial management, Journal Year: 2023, Volume and Issue: 16(5), P. 255 - 255

Published: April 24, 2023

This study has the following objectives: to analyze state of agrarian business lending and market banking services, establish reasons for insufficient level mortgage implementation, develop ways tools improve sector. The research methodology considers a systematic approach statistical analysis bank in agricultural sector Ukraine, development criteria, implementation hierarchy method reasonable selection loan product institution. We conducted an current enterprises. also analyzed trends, products, basic terms by banks Ukraine share working capital industry was estimated. dynamics preferential were determined. Its essence is that with partial repayment rates are given loans at expense budget. directions volumes borrowed resources usage enterprises considered. It recommended use T. Saaty choosing effective product. developed criteria could be applied when selecting determined potential

Language: Английский

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Management of Cryptocurrency Transactions from Accounting Aspects

Economics ecology socium, Journal Year: 2023, Volume and Issue: 7(3), P. 26 - 35

Published: Sept. 30, 2023

Introduction. An analysis of approaches to accounting for transactions with cryptocurrency states that the development digital technologies and virtual markets has revealed a lack readiness display such assets because there is no single approach transactions. Various regulatory documents have proposed considering as an object can be stocks, financial investments, monetary means, or intangible assets. Therefore, need determine exactly what should considered which accounts displayed in future. Aim tasks. The purpose study identify main characteristics cryptocurrencies, will help them objects. Based on this, it necessary operations used, how it. Results. It established generation affected by miner, he generate new cryptocurrency, all incurred costs are included cost price form initial value mined coin. However, if miner mine using already existing technology, then must capitalized account 154 “Purchase (creation) assets” (cost). identification criteria follows: receiving economic benefits, sale operation completed, according reserves. content (increase decrease exchange rate, formation reports, etc.) revalued relevant balance sheet date given. Conclusions. Cryptocurrency stock asset. Modern blockchain technology affects science triple rather than double recordings. This adds level entry, cryptographic stamp transactions, proves, however, interested parties (accountant, client, tax authorities, auditor) identical copy “ledger”. After achieving stability, asset used during international more often speculative gains.

Language: Английский

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A Statistical Analysis of Companies’ Financing Strategies in Portugal during the COVID-19 Pandemic

Journal of risk and financial management, Journal Year: 2023, Volume and Issue: 16(2), P. 116 - 116

Published: Feb. 11, 2023

This study aims to establish which sources of financing were used and the relevance different banking products for Portuguese companies during pandemic. We also intend understand determinants companies’ options what lies behind their decisions concerning appropriate level debt. A quantitative methodology was used, based on a questionnaire given analyse issues. The sample composed 1957 with business volume more than EUR 500,000 per year. results show that focused managing liquidity corporate risk. found evidence kept themselves by such as in pre-pandemic period, although 29.6% resorted LAE-COVID economy support line. Companies decide amount debt nature business, phase life cycle company is, cash flows’ volatility, accounting results, credit rating, fiscal benefits. Academicians should master concept adopt strategies consider refine be used. Although literature financial management usually claims all crises are same, COVID-19 pandemic not only caused recession but forced people adapt new environment. have shown resilience focus adoption good practices.

Language: Английский

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Smart contracts and business process automation: the technical aspect

Naukovyi Visnyk Natsionalnoho Hirnychoho Universytetu, Journal Year: 2023, Volume and Issue: 5, P. 186 - 192

Published: Oct. 30, 2023

Purpose. To analyze the process of implementing smart contracts for automation business processes, aimed at achieving high reliability and cybersecurity during contract execution, optimizing transaction costs, maximizing productivity enterprise’s internal operations. Methodology. The research results were obtained using special general methods scientific knowledge, namely descriptive, comparative, strategic analysis, abstract-logical generalization. Findings. study revealed potential based on blockchain technology to improve efficiency, reduce ensure innovative development in Ukrainian environment. Originality. A comprehensive analysis technical aspects automate processes has been conducted; their impact environment assessed; a comparison popular programming languages platforms deployment made; SWOT-analysis implementation enterprises carried out, which opens up prospects approaches practices optimization. Practical value. can be used develop implement strategies integration order efficiency processes.

Language: Английский

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Determinant on Economic Growth in Developing Country: A Special Case Regarding Turkey and Bangladesh

Journal of the Knowledge Economy, Journal Year: 2024, Volume and Issue: unknown

Published: April 24, 2024

Abstract This study delves into the complex interplay between gross domestic product (GDP) and key macroeconomic indicators in contexts of Turkey Bangladesh. By examining panel data spanning from 1981 to 2020 sourced World Bank, we investigate causal relationships GDP growth various factors including population growth, inflation, literacy rate, natural resource utilization, investment, foreign direct investment (FDI). Our research aims address critical questions regarding economic trajectories these two emerging economies. Specifically, seek understand how different variables influence Bangladesh Turkey, while also exploring unique socio-economic landscapes nations. Methodologically, employ Dumitrescu–Hurlin causality test analyze aforementioned indicators. findings reveal direct, statistically significant associations variables, with as a particularly influential factor. The implications our extend beyond empirical observations, offering valuable insights for policymakers stakeholders seeking foster sustainable development both Turkey. identifying drivers their impact on performance, contributes existing body literature In conclusion, this sheds light intricate dynamics Bangladesh, highlighting importance understanding leveraging promote inclusive

Language: Английский

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Impact of local government revenue on the quality of educational service delivery in Benadir region, Somalia

International Journal of ADVANCED AND APPLIED SCIENCES, Journal Year: 2024, Volume and Issue: 11(7), P. 182 - 191

Published: July 1, 2024

This study is concerned with assessing the influence of local government revenue on educational service delivery (ESD) quality. The objective was to investigate multifaceted factors influencing ESD research examined interplay between challenges in (CLGR), extent which affects (ELGR), and effectiveness management (ELGRM) Employing a descriptive, cross-sectional design, collected data through an online survey distributed 234 teachers higher public schools department Benadir region, Somalia, utilizing non-random purposive sampling technique. were analyzed using R version 4.3.1 Structural Equation Modeling (SEM) SPSS 22.0. findings this revealed significant negative relationships CLGR quality, while ELGR ELGRM have null hypotheses (H1, H2, H3) rejected, as indicated by p-values 0.002, 0.000, respectively, all below threshold value 0.05. Based these results, researchers suggest increasing funding for education, improving practices, promoting strategic investments fostering collaboration partnerships, continuously monitoring evaluating progress, prioritizing equitable distribution resources enhance quality ESD. will shape future requiring among stakeholders learning opportunities improve delivery.

Language: Английский

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FEATURES OF FORECASTING RETAIL TURNOVER IN CONDITIONS OF INSTABILITY AND GLOBAL FLUCTUATIONS

Financial and credit activity problems of theory and practice, Journal Year: 2023, Volume and Issue: 4(51), P. 261 - 272

Published: Aug. 31, 2023

Real practice and challenges that are formed in the process of modern social transformations under influence instability encourage to conduct an active search for a theoretical methodological platform, based on which retail can achieve strategic management turnover adequacy stress factors. The article is aimed at carrying out statistical test assumption about random walk volume Ukraine. Economic methods analysis forecasting, logical generalization mathematical abstraction were used perform scientific research. Results enterprises Ukraine confirmed hypothesis aggregate activity does not have regularities (trends). It substantiated conditions unstable external environment, forecasting should be powerful formation consumer demand individual goods factors, study patterns change factor indicators, as well carried according composition structure with further summary its total volume. confirmation global fluctuations, was basis conducted research, made it possible deny traditional approach namely deterministic forecast. For practical application, assessment limits (minimum maximum value) given reliability current perspective proposed, ensures relevance predictive calculations.

Language: Английский

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INNOVATION MANAGEMENT OF THE ENTERPRISE IN THE CONTEXT OF SUSTAINABLE DEVELOPMENT

Financial and credit activity problems of theory and practice, Journal Year: 2023, Volume and Issue: 5(52), P. 208 - 221

Published: Oct. 31, 2023

The article is aimed at establishing the features of introduction enterprise innovation management in conditions sustainable development and developing a new method for evaluating effectiveness permanent process (IP) under dynamic nature external influences.General special methods knowledge used: comparative analysis to substantiate difference between operational implementation strategic IP; structural that innovative structure second level SDP: quantitative qualitative comparison was introduced intangible assets determined by production; scientific abstraction intellectual capital has determining value activity; mathematical formalization IP control model.It indicated that: condition effective provision coordination innovations enterprise; second-level view need comprehensive SDP long-term operation production, peculiarities supply sales based on totality decisive importance ensuring impact company's activities as increasing reliability its competitive advantages; systemic requires their evaluation.A extended process, which forms activity conditions, developed. developed approach research results should be useful enterprises scientists dealing with problems management.

Language: Английский

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